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Saturday, September 12, 2009

Are Discount Tires Safe To Use?

By Will Treps

Maintaining cars and upgrading accessories are probably one of the most costly expenses today. This is the reason why more people are looking for discount tires. You can't just get any tire with a discount though. There are some things that you should consider.

Tire Safety

Getting discount tires doesn't have to mean getting worn-out, second-hand tires. The tires that you buy for a discount should be made of quality materials and durable. Look for reputable tire brand names when looking for a discount bargain

Where to Get Them

You can find these discounted tires almost everywhere. Tire dealers and sellers may advertise their discounted products through promotional ads and may even offer limited discount coupons to lucky clients. Here are some of the great places to shop for discounted tires:

- Store outlets located near you may offer seasonal discounts on their tires. You just have to keep your eyes peeled for sales so you can take good advantage of it.

- Retail stores and individuals may also sell tires with a discount on online page ads and auction sites. Sometimes though, it may be a little difficult shopping in sites like these. Unless the ad poster is a well known tire retailer, you may never know if a scam artist is trying to rip you off. Make sure you have some knowledge and experience with shopping for discount tires in auctions.

- Reputable online stores selling tires at regular prices may also be offering discounted tires at the same time. Check the discount section of these sites to keep updated on their offers.

Why Online Stores are a Good Idea

Reputable online stores are often the best option when shopping for tires with a discount. Here are a few good reasons:

- It's more convenient to shop online. You simply have to provide some information about your tire preferences and your tire gets delivered right your doorstep. All you have to do is to sit in the comfort of your home in front of a computer.

- Stores that have been around for a long time have their reputation to both back them up and uphold. You'll never get ripped off if you shop from a good store. You can even get good warranties or guarantees.

- These stores also have their own set of qualified and expert personnel who can answer all your questions and offer suggestions. They can also provide the perfect tire match for you. You simply have to provide online store personnel with data such as vehicle type, driving conditions and style of driving, to get the right tires.

- Online stores offer more than just tires. They also provide great online information about other important factors that can affect driving safety and car performance.

- A good store will also be able to offer you suggestions on how to install your tire or where to have it installed. - 21396

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Choosing The Right ATV For Your Particular Purpose

By Jim Samposzi

Many people will tell you that all-terrain vehicles (ATVs), often called quad bikes or quads, are designed and constructed to be workhorses for tasks on farms and building sites. But in reality all-terrain vehicles are used as much as recreational and sports vehicles as they are for more serious matters.

Basically, an ATV resembles a motorbike with four big wheels. The rider straddles the ATV and steers it with handlebars. The large, thick wheels and powerful engines, often about 500cc make them suitable for driving on any kind of terrain. However, all-terrain vehicles can range anywhere in engine size from fifty cc to 1,000cc.

All-terrain vehicles are manufactured by many of the big motorcycle makers, such as Honda, Yamaha and Kawasaki. There are 2 chief types of quads - utility and sport. Utility all-terrain vehicles are meant for practical use such as on the farm, while sport quad bikes are made for leisure pursuits.

There are some notable differences between the 2. Sports quad bikes are lighter and quicker and are designed for jumps and stunts.

Utility all-terrain vehicles are slower and heavier, and are generally meant for dealing with tougher terrain and for dragging heavy objects.

Other common varieties of quad bikes are youth quads, for children and teenagers, and side-by-sides, which have two seats and often have roll bars, so are more akin to buggies.

There is a large range of accessories on sale for ATVs and quad bike owners. These include safety equipment such as helmets, eye wear, chest protectors and protective gloves, as well as shirts, shorts and jerseys.

Despite the wide availability of protective gear, quads have developed a reputation for being dangerous. There have been some deaths and injuries associated with all-terrain vehicles, though sometimes because of improper use.

However, because they can reach high speeds on rough terrain, safety should always be a concern. Here are some tips on how to stay safe on an all-terrain vehicle:

* Take it slow, especially when you are starting out. ATVs do not handle like cars or motorbikes, and tend to drift at high speeds. Familiarize yourself with how to handle the ATV before increasing your speed.

* Be sure to wear a helmet and chest protector.

* If you use your quad bike for fun, start off on easy terrain. Follow some beginners' tracks with no very steep slopes or rough surfaces until you hone your skills.

* Keep your all-terrain vehicle in good condition. Like any vehicle they need regular servicing. Always check brakes and tires when you take your quad out, and frequently check cables, oil, coolant, chain and filters.

All-terrain vehicles generally cost about five thousand dollars to $10,000 and there is a thriving demand for second hand vehicles. So, whether you require a workhorse or a sports quad, you should be able to locate the best ATV for you. - 21396

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Automobile Insurance: Realize Massive Savings With The Following Recommendations

By Chimezirim Odimba

You will get low quotes and end up paying the most affordable car insurance rate possible for your profile if you understand and do several things. This article will show you things you can do if you want affordable rates without compromising the level of coverage you enjoy...

1. If you are an employee of a big company you should be entitled to a group discount. Insurance carriers give large organizations considerable discounts in the hope of wooing members of that organization.

2. There are classes that are designed to make you a better driver. Participate in them. In addition to the fact that they will reduce your rate, they will help keep you and others safer.

3. As an under twenty five, you can pay cheaper automobile insurance premiums if you use your parents' policy. If you are of driving age, then your parents certainly are far above 25 years which means they are better risk drivers.

There are two conditions that you must fulfill to make this possible: The car must be registered in your parents' name and you must live with them. If you don't like the idea of giving the car's ownership to them and other stuff that may come with it, then you'll have to forego this alternative.

4. Belonging to certain professions will cost you a lot more for auto insurance. Scientists, for example, pay a lot less than business owners. Statistics, for instance, shows that scientists (due to their training and way of life) are better risks than all other professions.

If you want to know where your vocation falls into and what to do, discuss with your agent. However, the discount you'll get varies from company to company.

5. You will save much if you really have between 25-30 minutes. Visit, get and compare auto insurance quotes from selected insurance quotes sites. The lowest quote should be what you pick easily.

However, you have to look beyond just the lowest quote to the best price/value. The lowest priced may not be the best price/value for you as an individual. - 21396

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Cheap Vehicle Insurance: Guaranteed Advice

By Chimezirim Odimba

It's really very easy for you to buy adequate coverage for a lot less. All you need to achieve this end are little bits of information (That is, if you make use of them). Let's get into the tips you need to pay far less...

1. A vehicle with a high safety rating will get you lower automobile insurance rates than another with a poorer rating all other things being equal. Does your vehicle have built-in safety mechanisms? Such mechanisms get you a good discount. Examples of these safety mechanisms are air bags, automatic seat belt, ABS brakes and daytime running lights. Your agent can help you with a list of safety systems that will get you a discount with your insurance carrier.

2. Being part of a car pool will will help in getting a lower rate. Carpooling helps to lower your mileage which is a strong factor in computing your rate. Anything that reduces your mileage clearly lowers your auto insurance rate.

3. Do your utmost to always ensure your car insurance never lapses. Folks who let that befall them get more expensive rates for a long time. Don't make this mistake if you're switching since that's one situation where this happens to a lot of folks.

A simple way to ensure you do NOT make this costly mistake is to leave your old policy intact until you've confirmed that the new policy is fully operational. It appear to be simple but, take it or leave it, many individuals are paying a lot more simply because they overlooked this.

4. You could save some hundreds of dollars by just receiving and comparing quotes from at least five insurance quotes sites. And, it will take you only about 25 minutes on the whole. - 21396

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What You Need to Know About Young Driver Insurance

By Cayenne Everte

If you are like me and have teenagers at home that are starting to drive, you are probably looking for affordable young driver insurance. Don't be shocked when you first get quoted for adding your teen to your policy. And don't despair! Keep reading this article to get some great tips on how to lower your car insurance for the first-time driver in your family.

To give you a little history... teens are considered to be the highest risk driver group out there. So, an insurance company is going to want to protect themselves against this risk, which is why they charge so much more for anyone under 25.

There are a lot of statistics out there about teen drivers. It's a very well known fact that males between the ages of 16 and 17 are more prone to having accidents at a higher rate than female teenaged drivers.

And, you probably already guessed it, but the boys usually have to pay more than the girls for young driver car insurance.

Not a pleasant thought, but something you should definitely be aware of: first-time and young drivers that are between 16- and 17-years old are three times MORE likely to get into a car crash or accident that those drivers between the ages of 25 and 64.

Nobody wants to think of their teenager as one of those statistics. The fact that the current leading cause of death among 15- to 20-year olds are car crashes, you must be armed with this information and talk to your teen about the implications.

The statistics are depressing and in light of that, you most likely won't find really low cost young driver car insurance, but all is not lost. There are ways for you to minimize cost for car insurance for your teen in a few different ways:

Is your teen already driving? What kind of car do they drive? If it's an older car (meaning not a snazzy sports car), your teenager could possible lower the rates for insurance by purchasing their own policy in their own name.

If your young driver is going to be added to your current policy, think about adding them as an "occasional" driver instead of a "primary" driver.

In some states, this tip is mandatory, but if your state does not require it, make sure your young driver takes a defensive driving course or some kind of driver's ed. This course completed will definitely help you obtain reduced rates on the premium.

Buying a first car for your teenager? Resist the impulse to buy them a sports car. A low-performance sedan for your first-time driver is the best bet to help you reduce the high cost of insuring a teenager.

You can get good rates for young driver car insurance if your teen is a good student. Many companies will award lower rates if you can prove that your child gets A's and B's in school.

Understand and implement these tips for getting the best rate possible for young driver insurance and you will most likely find the right policy to cover your teen and fit your financial needs as well. - 21396

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