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Saturday, December 26, 2009

How to Avoid the Risks a Driver Can Encounter On Summer Roads

By Ethan Melandri

Summer brings to mind long hot days where a trip to the beach or country is in order. It also opens up the possibilities of going out on the open road enjoying the weather. Even if bad weather days have passed there are still other dangers on the roads which can affect the unwary motorist.

Rain is not prevalent during the summer months, and as a result the roads get quite hot. They also collect debris which is not washed from the motorways. Dust, rubber, oil, and other minerals may begin to layer on the roads making them slick for the drivers of summer.

Slicker conditions appear after a short amount of rain. The debris is still on the road, but now it is mixed with the water which is not running off in the drains. This condition can surprise the unwary motorist more than you might consider.

When driving on the road after it is has rained following a prolonged warm spell be aware that your braking distances will increase considerably, and take particular care when cornering as you will find the level of grip is much lower.

Asphalt, after a very hot dry period is worse than just after a short rain. A polished sheen can be seen on the ground as the heat mixes with the tar. The more cars that travel over an area the hotter the road can become.

The warm and enjoyable weather will bring out more than a keen driver. It will also bring out the holiday motorists with their caravans. The open road becomes a mecca for those who enjoy a long drive in the country with their convertible or the travelling family wanting to camp out. Holiday caravan drivers can put a small ruffle in the drive, but you should not irritate them. They have every right to be on the road, thus remaining calm is essential even if you are wishing to pass.

Be aware that many of these drivers will have been travelling for long distances, on roads they are unfamiliar with, possibly distracted by their children or satellite navigation. Be prepared for them to make unexpected manoeuvres without signalling, and factor this into your decision when deciding whether it is appropriate to overtake them, and remember you easily come across a slow moving vehicle mid way through a blind bend.

Modern vehicles come with daylights which turn on even when it is sunny out. Running lights during the day in summer has been researched, which is one reason daylights are now on modern cars. It was determined that having lights in the daytime reduces collisions and accidents by 12 percent. Factors like sun glasses, spotty shaded areas, and the summer sun makes leaving your lights on safer for other drivers to see you and you to see them. - 21396

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Auto Insurance - How to Save on Auto Insurance

By Fred Gagnon

The law requires car owners to have auto insurance as owning and driving a car is associated with so many risks and liabilities.

What is an auto insurance?

Auto insurance is an agreement between an insured person or group and an insurance company. Its main purpose is to provide you and your car protection against losses and liabilities incurred as a result of accident. Also known as vehicle insurance, car insurance and motor insurance, it is an insurance purchased for vehicles like trucks and cars.

How does an auto insurance work?

The insurance company charges the insured person or group an amount of money, called premiums, as payment for insurance coverage. In return, the person or group insured receives compensation from the company in the event of loss or accident as defined in the policy.

A proof of insurance is then issued by the insurance company to the insured person or group. This is presented to the law enforcements in case they are stopped or they met an accident. This also serves as proof that the car is insured at a particular time period.

There are several types of auto insurance. Some are optional while others are required by law for all drivers. Sports cars and expensive cars have higher premiums.

Auto insurance provides coverage for medical, property and liability. Medical coverage pays for the cost of treating injuries and rehabilitation. It also covers lost wages and funeral expenses. Property coverage pays for theft of or damage to the insured vehicle. Liability coverage pays for property damage or bodily injury to others by the car owner as it is a legal responsibility. The insurance coverage has very specific insurance policies.

In the United States, each and every one of the 50 states has different auto insurance law, coverage requirements and costs. Understanding the laws, regulations and coverage requirements in your state can provide you with a lot of benefits. For one, it can save you a significant amount of money on your auto insurance policy. It can also keep you legally protected in the event of an auto accident.

The following are some tips that can save you on auto insurance.

1. Shop for insurance before buying a vehicle to get the best deal possible. Compare insurance quotes first. Do this at least twice a year as rates are always changing. This will increase your chances of finding lower rates as rates vary from company to company.

2. Take advantage of discounts or premium reductions, or special insurance rates such as Low Mileage Discount, Good Student Discount, Multi-Car Discount, Safe Vehicle Discount and Good Driver Discount. Others include Age (being at least 25 years old), Good Credit Score and Use of Car Pooling and Public Transportation. You can also avail of discounts by purchasing other policies from the same company as well as by avoiding installment fees.

3. Know the different coverages. Avoid duplicate and unnecessary coverage. When adding physical coverage to a vehicle, consider higher deductibles. - 21396

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Why Do You Need HGH Pills ?

By Tom William

Do you have any idea what panic is HGH? Nowadays it is quite pretty obvious that humans growth hormone is a way to get into the surface. Although it has been around for centuries already, recognition is now becoming one of the issues that many folks are just so fond of dealing with. And if you reach the adult point of aging, then maybe you really could have heard about it or even have been reported previously.

HGH or human growth hormone has become highly regarded as one of the ways to remedy the most annoying adults, aging, or older people are so worried. As you know, aging is something that many would like, if possible, get out. It is a condition that is still so we can always find a way to slow or even reverse this trend. And where the technology is here to make things happen, to combat the symptoms and effects of aging is no longer a painful thing to go through.

There are many reasons why you should go to the new hormone treatment. And though it is already given that we all go through when we need to deal with the symptoms and effects of aging, still need to decide first whether you are sure to fit candidate for such treatment. Results may vary from one person to another so that you can never trust the information provided by other people who had gone through such treatment unless you get your first glance.

Don't ever think that you can just go under up to that kind of treatment without the proper analysis for professionals wouldn't not even consider doing it. Synthetic growth hormone can give you through an injection and as result, you will have more hormones that may help to improve your life for younger and longer days to live with.

Manufacturing growth hormones in our bodies decreases gradually as we age and they are in peak puberty. HGH was originally used to add height of children who have bad stature or they have hormonal defects. But later was discovered to further production of these hormones may in fact that they key to rejuvenation. - 21396

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Maintenance Tips To Correctly Care For Your Car

By Trevor Geary

Taking good care of their car is definitely one thing that people often overlook. But the reality is that, if they do not look after their car now and maintain it properly, it will cost them more money in repairs in the future. But by simply making sure that you are able to properly maintain your car, you can definitely avoid those costly repairs. So we are going to examine some of the things you need to do in order to maintain your car in this article.

First of all, you should have a regular maintenance schedule and you should stick to it. Some people think this is just auto repair shops wanting you to spend more money. But if it was about money, then they would actually want you to not to take care of your car anymore. Because if you don't take a proper care for it, the repairs will surely be more expensive and they can make more money. That is something I try to explain to my clients of my auto repair service.

So one of the major ways or means to properly maintain your car is to simply do regular oil changes. It is hard to believe something as easy as changing your oil can make a big difference. But basically, changing your oil certainly does. By keeping your oil in shape you avoid many things. One of those things is a failed smog check. In my smog test service I see it all the times when people fail.

Finally you definitely need to take care of your brakes as well. Your brakes are exactly just a small part. But when it needs to be fixed it can definitely get very large.

By just being smart with your brakes you can easily make them last for quite a long time. This will save you more money in turn in the long run. So the advice I give clients of my brake shop is to always take care of the important things first.

So you see hopefully, the importance of taking good care for your car. The major difference between your car that is breaking down or lasting for a longer time is proper maintenance. - 21396

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An Indispensable Friend of the Truck Driver - Credit Card

By Veronica Carrillo

Bed liners of several kinds have become almost must-haves for pickups. Without some kind of protection, pickup beds soon turn to rust buckets. Simply using a pickup for casual hauling is bound to cause scratches, if not dents, and lead to corrosion in time.

Plastic material used to make the drop in linings can hardly be damaged no matter what the job. It isn't that the plastic liners just protect beds from scratches and scrapes either, which they do.

Spray liners are after all really a paint application over the existing bed paint. But it is special paint. Partly it is special because it dries and cures very rapidly. The paint usually is a two part product mixed right at the spray gun. Engineered to cure fast, that means the time to get the project done is very short. Usually that means the truck only has to be at the applicator just a day or so.

Another major feature of the coating is thickness. Up to one-fourth inch thick, the lining durability relates partly to the large volume of material applied. The thickness of the coat means much paint can be torn or scratched away and the metal of the bed still is not touched. It isn't that the liner is so hard to damage, it's that there is just so much of it there.

That may mean that after-market parts makers will step in to fill the gap. Probably only if tooling up to make parts is justified by a proven demand for a certain volume of pieces. Otherwise, the investment is not justified.

One truck bed liner that offers the plastic advantage but also is easy to install and drains extra well too is the DualLiner model. The DualLiner comes in multiple pieces instead of just being in one piece. That way it's possible to get a better fit and assure proper drainage from the liner as well. It's worth a look. - 21396

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