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Friday, May 8, 2009

Archos 504 : The Ultimate Convenience!

By Anne Ahira

Back in 2006, a nifty gadget called the Archos 504 hit the market. Whilst lots of the electronics and technology people gave it good review, the product went right under the radar of most customers.

At the moment, it was possibly a little more technology than most people were needing and the value was a bit unreasonable. At present, obtaining the Archos 504 personal media player might be an excellent idea.

Impressive Capabilities

The Archos 504 is a lightweight device that pretty much does anything you'd require a portable media player to do for you. Let's say you require to listen to music. The 40 GB model available on Amazon lets you save up to 20,000 songs which is an impressive library and more than the regular purchaser possibly has in total.

The Archos 504 doesn't just play music, though. This portable media player also allows you to save pictures, movies, and even DVDs on its hard drive so you can access them at any time for viewing on the imposing 4.3 inch LCD screen. That's pretty large compared to the displays on the iPod Nano and the Microsoft Zune.

Most of the major formats of music and video are supported, excluding for the proprietary formats from another businesses. Nonetheless, any MP3s, JPEGs, and WMV files you have may do rightly.

The rechargeable battery may give you about 17 hours of music listening ( around 5 hours less than most of the players on the market at present) but more than 5 hours of video viewing (more than the standard for players at present). Whether the battery existence is good or bad, actually depends on what you prepare to be doing with it.

Buying Considerations

On the downside, this media player is a little on the old side. For example, it was designed to work with Microsoft XP not Vista. The good news is you can still readily buy accessories for them, including the docking station, through Amazon and other retailers.

Now one weakness is the only model sold through Amazon is the 40 GB model for $377. Another options, including the 80 GB model, are available through some of the site's retailers in either new or used condition for varying costs. - 21396

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Chery Automobile: Camry goal

By Professional editor working for frbiz.

47-year-old Yin Yue thoroughly fed up with small cars in the local waters in the fight with the opponent. As Chery Automobile Co., Ltd., Yin, led the company to a fixed position in which he said 12 years - this figure is considered endemic in China, meaning reincarnation.

Record is clear. Meanwhile, Chery has sold to the world total of 1.5 million vehicles, more than 80 countries around the world have established more than 400 distributors and factory 9 CKD (another 6 under construction), making China the largest sales, visibility the highest self-brand passenger car business. It is the default for national brand car model, to obtain a high degree of recognition of China's official overseas partners flocked to - in touch after the summit, Chery suddenly rise to a new journey.

March 19, Anhui Wuhu Chery Automobile assembly plants mindfully organised third of the output workshop, persons arranged to glimpse a new "equipment": a new high-end emblem (Riich) and Wei-lun (RELY), and just off the assembly line the (Riich) first limousine G6. The past 12 years, the achievement of Chery only depend on a low-end brands: CHERY.

Chery obviously gone to great pains to this end. (Riich) brand LOGO old limousine with the United Kingdom Bentley (Bentley) is very interchangeable to the pointers, Wei-lin's LOGO resembles Nissan's Infiniti luxury brand (Infiniti), G6 is basically derived from the Chinese in the "high "the alphabet. High-end market to the EU, is on the Chery is CHERY create the expansion of a basic model of very many conduct of subversion. To numerous distance, it could be supposed as compensating tribute to modern cars. In 2001, later upgrading the quality of the Sonata with the exercise of Jaguar (Jaguar) interchangeable to the arrange, consequently modifying the modern low-cost car market in the United States entry-level car manufacturer's image.

Cycling meager earnings, as well as the low-end emblem likeness conceived by the expansion of scale to high liability - when the customary form of Chery will be to maximize its deepness is furthermore the Achilles heel of the skeletal part marrow.

In 2008, Chery Automobile 356,000 full-year sales figures in 2007 equated to 380,000 has fell by virtually 10 per 100, and 480,000 in early drop far condensed of the planning. It is also in this year, Yao Yin and quietly modified its call to "Yin Yue the same", recommending a swift modification to start.

The plight of Chery Automobile is China's household manufacturers of the portrayal of the destiny of groups. According to China Association of Automobile Manufacturers report that this year, encompassing SAIC, Chery Automobile, Jianghuai Automobile, Brilliance Auto, encompassing the mainstream of the localized vehicle company's earnings are smaller than the preceding year the total development rate in the -85.14% -1.57% to between. But at the identical time, the climate is furthermore a new beginning.

Another high-end early in the transition to self-brand vehicle businesses - Geely Automobile has started to relish the dividends to enhance the brand. In February 2009, in the Hong Kong-listed Geely Automobile broadcast earnings in 2008 contrasted with 2007 has expanded considerably, earnings advanced cycling.

At present, sales of Geely Automobile Chery only 2 / 3, the transition to start only two years or so, and these outcomes are in recession profited market natural environment, making the deduction Chery ourselves. In detail, Chery has been searching the introduction of higher-level forms, the outcome is habitually as expected.

Since 2004, Chery's sales plan, QQ from 80% of the portion fell to 30-40% between. In 2008 as an case, QQ series traded come seal 133,000 cubicles, the total sales 36%; A5, A1, the novel Cown, Oriental Son, such as Taiwan, were traded round object 150,000, accounting for 42% of the total sales volume. But the Oriental Son of its bulk high-end models priced smaller diagram than 15 million yuan, Chery is immobile stagnant in the low-end market, Yin Yue with a real deficiency to change.

"The new emblem will be two LaCrosse, Camry, for example Europe, Japan commenced the direct affray between forms, charges from 200,000 to 300,000 yuan." Listed on the location, Yin Yue notified with "Global Entrepreneur," "Taking a panoramic outlook of world-class vehicle businesses, no one of them are relying on little vehicles, in the realization of low-end vehicles, China's auto commerce desires high-end goods, technologies and brands. "accustomed to the acceleration of the Chery did not give an inordinate allowance of time set apart its own, to compress into the cross-car tough transition association activity, just 5-6 years.

It sounds quite exciting. From the uncultivated land, by a situation of open QQ Chery cars now are trying to create a CHERY Chery brand cars in China and high-end brands and RELY Wei-lin Riich, micro-car brand Kairui KARRY-based multi-brand empire. When the Saab, Opel, Volvo, when they wait for the right price, Chery has been added to this dramatic shift.

In fact, enhance the brand image and multi-brand strategy is to present China's own brand of collective aspirations car. Technical experience accumulated over the years, they have been unwilling to stick to low-end market, but rather into the main battlefield of transnational corporations engage in head-on confrontation. Chery in size and industry position, it needs more than Geely (Geely owns, Global Hawk, Dorsett, England brand) to go further.

However, even if based on common sense, aimed at high-end Camry far in transition will not be smooth. Chery (Riich) is expected to launch in 2009 in 5 high-end passenger cars, and Wei-lin will be the introduction of 4 high-end commercial vehicle, the two brands, respectively, the annual goal is to "protect 50,000 for 60,000."

Rising voices questioned. First, even so the transition to high-end, but immobile persisted Chery unvarying volume manufacturing style, no thorough changes. And, (Riich), Wei-lin sales objectives are also fairly stunned the industry. To Rongwei, MG based on the recording market for couple years, SAIC's objective this year is 50,000, but the couple together.

Bottlenecks that have been touched Chery, the Shudao trip, but also have no choice. Fortunately, Chery came from that.

Who is directing modification

For the transition in the high-end 6 In fact, it started years ago, the first model is the Oriental Son 6. Now, when it's in transition as a representative of Chery, G6 debut, the company is losing: the scale of the expansion of the factory several times, with dozens of subsidiaries, employees from thousands of people to expand to 2 million people.

However, solidarity and development, authorities and R & D team is the stability and efficiency. 6 years, Chery has gone through turmoil. 10 more than earlier led by Europe and the United States returned to Dr. Chery Automobile Research Institute, has close to finished a very many change. Since 2005, Chery Automobile Engineering Research Institute of the earlier president of Min, vice president and deputy complete overseer of Kan Lei, Tian Chinese, and a diagram of other cross-border car sophisticated "returnees" from the withdrew Chery. Three years later, Yin Yue old with old classmates and friend, complete overseer of Chery Automobile sales Li Feng office, and this compel in the past the Qin Hong, deputy complete overseer of Chery left.

These personnel modifications have been widely interpreted as the drawbacks of the internal authorities of Chery, to a definite distance, G6, thus the progress of the expansion by the disturbance. As a result, promote the progress of G6 remodeling Chery become an noteworthy component of the core team.

Switched in 2005 from Chrysler to Chery's new security answer to restore the G6 R & D association, then this vehicle has started to pattern, "a allotment of things are beginning from rub in Chery." Automotive Engineering Research Institute of the Chery vice leader of recalled that after he was engaged in the introduction of the South East of Chrysler Grand Voyager vehicle design. In detail, the matching of compelling alterations in the administration of re-interpreting the Chery "from scratch" the street of entrepreneurship. Start with the past and the large-scale distinction lies in the detail that the new group to pursue the organisations from the outset to "internationalize" the road.

In 2008, the body in ascribe of the new security answer, in ascribe of the Austrian power train, air-conditioning is to blame for the Korean group, the centre R & D efforts, G6 R & D eventually approaching to an end. However, in high-end transformation tasks will only be round the 2008 Olympic Games formally started. In August last year, sales of the initial general supervisor of Brilliance JinBei secret Bo connected Chery, have wrong for the out-of-doors world at that time was to conquer the place left by Li Feng.

In (Riich), Wei-lin's brand conference, the answer has finally been lifted, the use of the new brand design, research and development, sales of the new team. Chery to set up an independent car sales Kirin Co., Ltd. in Anhui, the establishment of two separate dealer network for sale of two brands, Bo served as the general manager of the new company.

"At the time come to the high-end brand Chery last year, up to now has been so busy with brand positioning, team formation, such as network planning." Bo said that this was an unforgettable experience. Of Chery, the new release of brand new team also appeared to eliminate doubts about the right time to the outside world.

Yang is a very powerful sense of purpose. The issue of the new emblem, he called the entire happening reside seminar method and there are important dissimilarities in the past, easy, simple, sombre, in line with the place in high-end brands. Furthermore, in alignment to battle for lost time, the roll-out of passages before they are issued as early as the start.

At prevailing, the unicorn and the first batch has 50 dealers signalled higher to start the erected plan of distribution row in various cities 4S warehouses, Bo finalized in 2009 in the 150-200 dealers, bulk of them from the existing dealer's into the open the search. Yang said that a novel brand must have a forceful sales aim, but he also said candidly that "huge pressure."

Kirin Co., Ltd. car sales executives also appear in a new face, deputy general manager of German wild Chung Nga and her eleven years working in Japan, after Shanghai Volkswagen, POLO, and was responsible for the brand Passat planning. By the end of 2007, Chung Nga Kurono Chery joined the first international company. In order to do something high-end, Yin Yue quickly with high-end brands to participate in the planning, put forward by its leading (Riich) and Wei-lin content of the two new brands.

In addition, another Chery to set aside long-standing high-end car project - Quantum Motor Company also made new progress, the global director of McKinsey partner, led a team GAO has joined the company to help launch its unique high - end cars. Yin Yue said the same, this is a very expensive team. - 21396

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Automotive commerce companies and otherwise 5-year contravene

By Zou Frbiz

In August 2004 from China's former auto commerce companies - GMAC-SAIC Automotive Finance Company since the establishment of China's auto commerce companies possess entered the fifth year.

Up to now, China's total foreign-owned or-controlled motor vehicle finance companies 9. Volkswagen, Toyota, Fiat, Ford, PSA Peugeot Citroen, Daimler - Chrysler, Volvo, Nissan, etc. China's automobile test water financial markets. First established by the local enterprises Chery Automobile Emblem Bank Financial Inc. also received the approval of China Banking Regulatory Commission, the forthcoming opening of the year.

By the end of December 2007, had already opened eight auto finance companies amounted to 28.498 billion yuan of assets, when a total of 16.47 million yuan profit, non-performing loan rate of 0.26 percent, industry profitability for the first time.

Car commerce financing theory has been almost totally dependent onto the beyond, bank loans, into a businesswoman corporation car commerce companies occupy approximately 40% of the total. More meaningfully, a number of automotive commerce companies are trying towards probe the corporation theory within rope with national moods and products, car credit corporation getting better.

Was the most profitable financial facilities In fact, the auto commerce corporation was the most profitable auto industry a "big cake." U.S. auto commerce corporate car credit corporation has been many than car manufacturers themselves, towards become the most meaningful car manufacturers cause of profits.

At show, 41 countries within the earth 38.2% of the users is the credit towards buy a car, specially within the car increasingly meager revenue today, automobile commerce companies towards provide revenue towards gross revenue Automotive Group 1 / 3.

GMAC-SAIC Automotive Finance Company Christian Weidemann said: "By 2025, China's auto market will reach 15 million, automotive financial services industry will also have the market capacity of 525 billion yuan." In order to determine the present situation, this process may will be faster. Automotive financial market is another attraction: according to international practice, even if the whole production profits fell 3% to 5%, the auto finance business to maintain profit margins around 30%.

Industry professionals said that if the vehicle can hold up with buyer borrowing, the advancement of sales will be "doubled" in the future, the household automobile market in buyer borrowing rather large. At present, the well liked worldwide automotive constructor to set up economic businesses, the junction trader, to supply customers with vehicle sales and after-sale service. Abroad, automobile utilisation borrowings 70-80% supplied by the auto investment companies.

Statistics show that auto finance companies generally profitable bottom line is the ratio of loans and sales of more than than 25%, but now, the best domestic car finance companies are difficult to achieve 15%. At present, all foreign-car shortage of funds of financial institutions hundreds of billions of dollars, with annual sales of the car only 5% of the following.

As a result of rising interest rates, the tightening of bank loans, car finance companies to gradually raise the right words, "In the past, mainly by bank loans, auto finance companies are now increasing over time, reaching about 40%." State Council Development Research Center Ministry of Economic Affairs industry researcher said ordinary money.

, Chairman of Volkswagen Finance Corporation has said: "China is about 10% of car purchase loans. We hope that in 10 years this figure will increase to 40% ~ 50%." President of Toyota Motor Finance Corporation, said Gu Ping泽嘉will try to brand the Beijing area Toyota car loan rate from the current 2% to 10%. SAIC samples

In China, SAIC Automotive Finance earliest contacts as well as a profit first, no doubt become the industry sample.

GMAC-SAIC Automotive Finance Company, told reporters the relevant boss, the corporate predetermined up towards accomplish a profit as soon as two years. As of 2007, the corporate credit assets within excess of 12.0 billion, growth towards 146 cities nationwide, cap everybody brands Shanghai GM, when the cumulative net profit of 85.21 million yuan. Retail credit corporation evolved 125 percent year-on-year, operating many than 1.3 billion U.S. dollars of assets, the retail credit contracts signed via many than 79,000 copies.

At the equivalent moment, GMAC-SAIC Automotive Finance Company's credit asset securitization has also been notable proceed within the project, SAIC of GMAC-SAIC Automotive Finance Company has also obtained equity investment returns.

In 2008, GMAC-SAIC Automotive Finance Company of the foreign shareholders of General Motors quagmire deep economic services business, faced with expanding rates of lend delinquency, the number of vehicles to retrieve more and more difficulties, December 24, 2008, the U.S. Federal Reserve Board to the economic services business General Motors, a Christmas gift, the acceptance of the lending organisations, the automotive commerce for the bank retaining business in transition.

SAIC shall rob financial companies towards buy foreign cars hold shares of financial companies? "China has not a deep experience of financial companies, the funds may be able towards buy it, but it is not a nice moment towards need towards think clearly." Xinhua Motors vice president of selling solutions Xuehong Lang told the "al investors."

Can see that Shanghai Automotive finance companies are also stepping up the development of automotive financial services, a thorough transformation of the traditional model of buyer's credit, the introduction of model-based motorcycle dealer financing buyer's credit business and personal car credit business, in September 2007, Rongwei Brand in Beijing on the first production line, started off auto finance business, after which the general public, Ssangyong brand car also has financial services on-line for the whole SAIC products to play an effective role in the financial support.

Than the bank has the prospect towards Automotive Finance Corporation has the advantage of being roped towards the automobile business categories, the business categories and desperate the natural leader of the automotive commerce companies and ad banks, contrasted with the special advantages within three areas: onto the deeper experience of brand vehicles; distribution of the brand depth experience of corporation and effective control; disposal towards ease the recycling of vehicles.

This natural benefit condemned automobile investment businesses in the Chinese market a gigantic room for future development.

Car through a bank loan, they generally need to provide accounts of the purchaser of a motor vehicle, real estate information card at the same time usually needed to do to housing or mortgage securities, bonds and pay certain costs related procedures.

However, as long as the car auto finance companies have steady jobs and homes, a stable source of income and repayment ability, good personal credit, you can apply for car loans, the lender's account of the location, the availability of housing, etc. There is no limit. But equally obvious shortcomings, car finance loan car loan interest rates higher than banks.

"The prevailing theory, consumers need towards automobile dealers towards commerce car loans." A seller remarked that whether the seller is not due or deliberately concealed information of consumers, resulting within injuries towards car commerce companies, which may be loss of selling rights.

Abroad, automotive commerce companies are alone lending its brand of engine vehicles. GM, Ford Automotive Finance Corporation across the cooperation, so that consumers can be sold second-hand car for a novel car; the second car shall be able towards enjoy a many favorable rate. The industry suspects that this theory can cultivate the loyalty of consumers shall assistance towards boost the overall sales.

On the complete automobile industry chain downstream, cap the complete plant, logistics companies, automobile commerce companies, dealers, used car sales, automobile and else consumer links. OEMs attractive brands and products, the automotive financial facilities play a decisive role. But the banks do not possess the element. "Specialized automobile commerce a tall degree of risk, should advocate a many businesswoman contextual of the car commerce corporate car commerce business." Chongqing Automotive Business Association, remarked the Secretary-General Chou.

From an industry to predict the future direction of car finance: a few years later, the car manufacturers will be able to establish their own financial platform car, car loan procedures greatly simplified. Automobile finance company will have a complete subversion in China for several decades of history the concept of traditional bank loans to buy cars, car buyers will enjoy the unprecedented low interest rate loans and other facilities, and will gradually replace the bank loans car loans has become the mainstream way of the future. Banks will be more in financing, payment and settlement, and so the credit card business, and professional auto finance companies form a complementary business.

Policy as a fulcrum

In agreement with the automobile commerce in 2009 to encourage the revitalization of the designing agenda, will be presented in April, "the advancement of engine vehicle principles and assesses of economic development," but as of press time, this principle has been introduced.

At present, the domestic auto finance companies financing costs are too high, narrow scope of business, loss of social credit system and other problems, the future looks forward to "measures" to have more improvements, and then leveraging leverage automotive consumer credit, increased consumer auto market demand. Lang Xuehong said that the domestic auto finance companies due to policy restrictions, relatively high financing costs, in such conditions, the business has a certain degree of difficulty.

Under the new "motor vehicle finance company management", in addition to the use of company capital, the auto finance companies can only borrow from banks or, where the absorption of outside shareholders and the Group wholly-owned subsidiary in China and three on the territory of the shareholders (including ) more than time deposits. Once the larger business, the auto finance companies can only competitors to the same bank borrowings.

If the borrower towards the bank, 1-year lending rate of many than 5% at lowest, the interest rate is clearly too high; such as across the shift and sale of automobile credit receivables corporation towards elevate capital, as a outcome of automobile credit risk itself is currently functional, this financing prices within the feasibility and the presence of a taller problem.

At show, the three principal car commerce companies involve personal consumer loans, wholesale loans (specifically the procurement of vehicles onto seller loans, is different from the general corporate loans) and commerce leases. However, engine insurance, mortgages and else facilities not within the scope of the operation.

Lang Xuehong in it, restrictions on business scope, business scale will not be able to do a lot of enterprises will have an impact on profitability. Automobile finance company's business mainly concentrated in the current consumer credit risk, making auto finance company's risk management means a single, resulting in motor vehicle finance companies doing business in a substantial increase in credit when the threshold had to limit its marketing efforts.

Xuehong Lang pointed out that automobile dealers in 2003 in order to help consumers get access to customers and even consumer credit, led to an increase of non-performing loans, banks were forced to quit automobile credit. In fact, malicious deception is only a small number of loans for the individual consumer as a result of the economic situation repayment difficulties, need to examine the vehicle in time to recover, the largest auto finance company to reduce the extent of losses method. In fact, the most important thing is, when lending, strengthen the assessment of consumer's repayment ability.

Car commerce corporate is mainly relying onto its own bundle, registering, collation and analysis of customer's credit file, credit investigation and rating shall not be able towards sweeten the efficiency of risk prevention, but also almost an increase of prices, increased functional chances, towards a number of extent constraints or even the auto commerce companies around the automotive market. - 21396

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How To Fix A Scratch On Your Car - Touch Up Paint

By Mario Goldstein

On any car, truck, or SUV, you have 4 layers that the scratch can go into. The Clear coat being the first, second is the color layer, third is the primer, and fourth is the steel.

No scratch is the same, each are different and unique in their own way. Sometimes a scratch is not really a scratch. If the object that has rubbed up against your car is softer than the paint on the car, it will put a special material on the paint surface. Leaving a mark that is raised above the paint, it is not gouged in to the paint itself. If the item is harder than the paint, the paint goes onto the item that hit the car.

Most marks that are left on cars, only scratch the clear coat and the color layer. When this happens you can usually get the scratch out with some buffing and waxing and a little sanding. If it goes any down to the primer and steel level, the scratch then becomes harder to get out and usually has to be professionally done. Most people make the mistake of taking the car to the mechanic to see how bad the scratch is but an experience person in the car field will tell you this, if you take your fingernail and go over the scratch at a ninety-degree angle, it will defect wither or not the scratch is setting at the clear coat and color level or if it is grounded into your vehicle. If the mark comes from rubber, plastic or another color of paint, you can rub it off with an aerosol tar or adhesive remover product.

When you cannot get the mark to come out you can try to remove it with acetone or lacquer (a basic acetone; aka nail polish remover) and a soft rag will get the mark off. If that stupid mark is still there you are going to have start hand rubbing and polishing. To repair a scratch, wash your car or the side that needs it, down with soap and water. When start drying the vehicle off, make sure that it is good and dry or this method given will not work. This is not going to remove the scratch, but it will make less or not noticeable at all.

Use black shoe polish to fill in the scratch, or any other color you prefer. Once you have put the shoe polish into the scratch, sand down the remaining material on the paint surface of your vehicle. Do not use a rough sand paper grinder. Use a two thousand to three thousand grit wet or dry sandpaper, depending on your preference. Place the sand paper in a bowl of cold water and add three or four drops of dish soap to the water to give it more slip and increase the corrective-ness of the cutting action to get what you need.

While sanding use a sixty degree angle and move up and down the length of the scratch. Stop after 4 or 5 sweeps to wash off the sand paper. You are going to do this until the bl! ack shoe polish goes away. Once the scratch is removed, let the sanded area dry and then look over the area you sanded for any signs of the removed scratch. If no signs of the scratch are there, you may paint over it with a clear coat. If you did not sand down to the primer layers you can buff the area with a rubbing compound and soft washcloth. Once the polishing and no signs of the scratch are there, you can seal the car paint with car wax. - 21396

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64-bit Windows 7 to support the 192 GB maximum memory

By Haven Frbiz

Windows 7 RC containing the authorization information indicates that 64-bit Windows 7 to support a maximum 192GB of memory.

With the launch date draws near, some of the Windows 7 information is also gradually surfaced. It is has been testing the Windows 7 RC said, for 32-bit Windows 7, all versions support 4GB of memory. As for the 64-bit systems, the primary version and the version of the family support 8GB memory support Home Premium 16GB, and the Professional Edition, Enterprise and Ultimate support maximum 192GB.

Windows 7 between the low-end and high-end versions of a number of other different, such as Home Premium, Professional, Enterprise and Ultimate support AAC/H.264/MPEG-2 decoding, while the primary version and the version does not support the family; Junior Edition, and Home Basic do not support the Windows Media Player Remote Media Experience (RME), does not support the Windows XP mode.

Microsoft confirmed last Friday, Windows 7 RC will be released April 30, May 5 open to the public for download. At the same time, Windows 7 RC has been leaked to the Internet in advance.

Microsoft announced in February this year, Windows 7 will be divided into 6 major version of Windows 7 are the primary version (Starter), Windows 7 Home Basic (Home Basic), Windows 7 Home Premium (Home Premium), Windows 7 Professional Edition ( Professional), Windows 7 Enterprise Edition (Enterprise) and Windows 7 Ultimate (Ultimate). - 21396

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