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Thursday, July 16, 2009

The Legal Aspect of Owning and Using a Speed Camera Detector

By Tom McMyers

Most family purses are strained at the moment, if they weren't already. However, additional stress is growing in the form of fines and charges for speeding offences. In many cases, these fines are not expected, and people quite often don't even remember when they committed the alleged offences.

Although the overall amount of speed cameras and the use of speed traps is growing, possibly because of the the amount of money it makes, there are preventative steps you can take. In the meantime, you do not have to be the loser in all this. Its all to easy to speed in an open space when there is little traffic.

To best protect you against fines on the road, you really need to know what you are up against. The most common road based camera is the gatso, that uses laser/radar to determine the speed of a vehicle. It does this by sending the signal, and timing the reflected signal to calculate the speed. Other speeding devices use fixed cables on the road, stretched across. The time taken to cross the wires determines the speed of the vehicle, which works in conjunction with a speed camera. Probably the most well known type used the photographic method between two points that uses the registration plate.

Don't worry.... Although there are a lot of devices and speeding traps out there, you can counter them by using a speed camera detector. Its an investment that will save you money, and help you.

There are two main types of speed camera detector. The first employ dynamic technology which actively monitor the roads for laser and radar signals, whereas the other method is static and references a preloaded database of known locations. However, the most effective devices use a combination of both to give you maximum results.

And motorists should be excited about the future of speed camera traps. While some consider speed camera traps dubious and maybe even against the law, it is currently perfectly legal to own and use a speed camera detector. In fact, many people encourage having them because those who own them tend to be more conscious of their speed and are less likely to be in an accident. In this sense, a speed camera detector is a great thing to have and might even save your life!

Presently there are no restrictions to the use of speed camera detections, other than the ongoing lobbying that radar jamming technology should not be available to the public. There is therefore no reason why you shouldn't use such a device to be made more aware of the road and the roadside, and issues you may encounter. The investment, in reality, is a small one, other than noting that some devices have a 12monthly subscription service which is mandatory.

You'll probably find that todays speed camera detectors are combined into other devices too, such as navigational systems. Gone are the days when you had 3 or 4 devices on your dashboard, and now you can have a single device that informs you of speed camera locations whilst navigating you to your destination. It wont be long before the technologies are all combined into the dashboard of your vehicle too!

There is nothing worst than being lost, running low on fuel - and then being caught by a speed camera! if you have a fully integrated device, you can use the navigational element to take you to your desired location, and also be warned of any speeding cameras or speed traps. Whilst its not safe to rely solely on these devices, they are a great driving aid.

There is no reason why you shouldn't be on the same level playing field as your environment, and this means using a speed camera detector. They can improve your safety, and save you money. So the question is, why wouldn't you want one? - 21396

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What a Waiver of Excess Is

By Graham McKenzie

On insurance policies in the UK you are likely to see a waiver of excess. This is a part of the insurance policy that is similar to a deductable in the United States. It?s the amount of money that you have to pay before the insurance company covers the damages to your vehicle. If you travel to the UK and have to rent a car then you?ll be likely to see a waiver of excess.

When the amount of the waiver of excess is exceeded in damages then you pay the amount of the waiver of excess and the insurance company covers what?s left over. So if you have a waiver of excess of $1,000 and an accident causes $5,000 in damages to your vehicle then you will have to pay the $1,000 up front and the insurance company will cover the other $4,000. While a waiver of excess is not included in the premium of the insurance policy you pay it is still very helpful.

In the example above you?d be better off paying the $2,000 rather than having the insurance company pay the difference and then raise the premium of your car insurance because you made a claim. If you?re a young driver you should be cautious before reporting an insurance claim as most insurance companies will increase the premium by a good amount.

A waiver of excess can and will vary from plan to plan. If you choose for your policy to have a larger waiver of excess then your monthly payments will be lower as the insurance company will have to cover less in the event of an accident. Over time the increase that you would have had to pay will save you a good amount of money. This is true as long as you don?t get into an accident and have to pay the waiver at a time that is bad for you.

You may see a waiver of excess expressed as a percent from time to time. A percent can be beneficial or harmful to you. The lower the total cost of repairs is the better it will be for you however if the damage is high then you?ll have to pay more then you may have originally thought.

When you pay the waiver of excess it usually is to cover damage that was done to your car whether it?s due to an accident, theft, or weather damage. Most of the time third party liability coverage does not have a deductable. If you choose to you can get additional coverage to give you a piece of mind.

A waiver of excess is not singled out to auto insurance policies. A waiver of excess is often found on health, travel, and home insurance. You should remember that if there?s damage to a rental car you may have to pay it out of your pocket and then be reimbursed by your insurance. - 21396

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About Electric Hybrid Cars

By Colin Jones

There are different forms of transport that people can make use of. Among those is the electric hybrid car. The various makes of electric hybrid car allow people the choice of having a stylish looking vehicle which at the same time saves fuel.

Furthermore, the environment is kept more pollution free by these electric hybrid cars. The types of hybrid cars which you see included in the range of electric hybrid cars will be the popular SUVs, sports cars and pickup trucks. You will have the chance to see those latest electric hybrid cars which are due to come on to the market. As there are many types of electric hybrid cars you should look to see if there are any performance reviews available.

This information will assist you when you are trying to make up your mind about which electric hybrid car to choose. You will need to realize that some of the electric hybrid cars are not be that easy to repair or have their parts replaced. This is one major fact that you should bear in mind while you are shopping for the electric hybrid car that suits you.

Sure, there will be some times when you will not be able to uncover the exact model of electric hybrid car that you want. In order to diminish this frustration, make a list of several different models of electric hybrid car. Tip: include some of the best known electric hybrid car types.

You may also want to make a list of the other most important qualities that you are looking for from an electric hybrid car. Don't forget that you should visit the car showrooms to see the electric hybrid car of your choice, as I'm sure you may appreciate seeing what sort of cars are available before you buy one.

Because there will be occasions when you can not get hold of the details of all of the electric hybrid cars on the market, you should find some other way of getting this information. Out of the various ways that you can use to look up the many models of electric hybrid car, the Internet can provide you with pictures, specifications, descriptions and reviews of the different makes of electric hybrid car. For instance, you can obtain the information for the currently available stable of hybrid Honda cars or the previous models too. Amongst the plethora of information that you can look up are: the number of seats and the safety and engine specifications of these hybrid cars.

There are, as you can guess, many different kinds of hybrid car on the forecourts. These will, for the most part, be from the well-known car ,manufacturers. You will find that Honda, which is a world-famous manufacturer of cars using modern technology has their own versions of hybrid cars too. One of their most popular hybrid cars with the general public is the electric hybrid car. - 21396

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The Tools You Need To Start Painting Your Car - Auto Spray Paint

By Ulrich Fieldman

You could be really good at painting your car, provided you've a good plan, the right budget and the time. And also you'll most surely need the exact tools and equipment. Oh yeah, and you'll require a proper work place.

Often inexperienced individuals feel that all they need to paint their motor vehicles, is a couple cans of motorcar paint, and thats it. It doesnt function that way, and if it did then there would be lots of car painters out of business.

Tools and equipment to paint your car are not a large expense, but you do require them.

Item #1 To set out with you will need a pretty good car-wash detergent and a degreaser. The car must be perfectly clean before you start.

Item two A variety of grits of sand-paper. Probably there are going to be some rough spots that you would need to smooth out.

Item three Putty and a putty knife. Nearly all cars suffers from those nasty pits that flying stones cause. This's often one of the reasons to prompt you to paint the vehicle in the first place.

Item four Masking tape and paper to cover the areas that you don't want to get paint on. Don't make the mistake of thinking that you're good enough with a spray can so you could skip this step. One small gust of wind is all it needs to spot the chrome with over-flow paint.

Item five At present you are getting closer to actually getting down to starting. You will need the primer. How much you require counts on the amount of sanding and filling you had to do.

Item #6 The paint's of your preference. What colours and brands you are going to utilize is the decision you require to make here.

Item seven One of the most significant items is the top coat. You really need to protect that beautiful paint job once youre complete.

These're a few of the tools and equipment plus product you'll need to do your job effectively. There are several items that we need to speak about a little more in depth. For instance, how're you going to apply your paint? You might have opted to go with the aerosol spray paints. In this case you will not require much more to apply the paint. In the case that you have decided to buy paints that require a spray gun, then you got to include this in your tools and equipment list.

Some other item under tools and equipment although nonobligatory is an electric sander. If you've alot of sanding to do then really consider either renting or borrowing one of these if you don't own them. It can save you a lot of time and comfort too.

Keep in mind it is fundamental that you clean each of your tools and equipment correctly once you've completed the job. Some of the items are not all that affordable and you never know when your next paint job will come up. - 21396

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Driving Articles And What They Tell You

By Johnny Robertson

Many articles on the internet can tell you a great deal of things but only driving articles can tell you about driving. They offer advice on a variety of different tactics and methods for driving. There are a great many types of methods to learn for driving. If you are in law enforcement you may have to study aggressive driving for deal with suspects who are trying to get away.

Entering on to the freeway can be hard and driving aggressively is expected here. But where it's not expected is in school zones. Parents and village officials get quite irate if you are speeding in a school zone, or in a neighborhood. Going 70 mph gives you little time to stop if a child pops up in front of you.

Not a good thing in any case. Typical driving articles will lecture you on this and tell you how to drive in a city. Most people that have common sense will already know how to do this properly but that number is falling rapidly. Many people just think that they need to drive as fast and a dangerous as they can even with their children in the car. This can lead to some bad accidents.

Many articles will also give you advice on who to choose for your insurance provider. Many people need help choosing and they give you this advice for free. It's the law that every car or truck have insurance on it in the event of an accident. Getting caught without auto insurance can lead to the seizure of your vehicle and the suspension of your driver's license.

Many other forms of safe driving include yielding to trucks and other large vehicles. Remember they weigh more than you do and as such cannot stop on a dime. They can however push you out of the way if they wish so give them the space they deserve. Playing chicken with a tractor trailer isn't exactly a smart things to do.

Another thing that most people forget about is farm equipment. Farm vehicles are allowed on the road to travel between locations but they are slow. When you see heavy machinery on the road you will have to slow down. This isn't anything to get upset about, they are just big and slow, and acting stupid around these things can get you killed.

Many of these online articles will teach you about using common sense when you drive. For example it's never a good idea to try to pass while going over a hill that you can't see over. Passing a school bus with the stop sign out is also a big no no. Most importantly always pull over for sirens, never stay in the middle of the road if fire or emergency crews need to get through.

In closing driving articles can be a great source of enlightenment for those of us that are not so smart when it comes to the road. Always give other drivers space and never ride their bumpers. In the event of an accident you will be asked if you were doing the speed limit, if you were not you will get into trouble. Please always remember to drive safe. - 21396

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