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Wednesday, June 10, 2009

Personal Injury - Who Pays For The Legal Costs?

By David Halbert

The word 'personal injury' denotes an injury that occurs by someone else's carelessness. It is a legal term and it permits the wounded person to claim for the damage caused by it. Damage can be anything. They can be of the body or even mental and emotional. These claims can be made in court, and procedures are made accordingly.

There are several different types of individual injuries and claims. Personal injuries that are most often claimed by the injured person are concerning road accident injuries. Accidents at the work place, and physical attacks, are also claimable personal injuries. Medicinal claims, as well as dental claims due to negligence, can also be made. Furthermore, people who work in industries where contaminated supplies are released can fall prey to various situations, such as chest conditions, work-related stress, and strain injuries. These injuries can also be claimed.

The person who gets injured of course can claim for personal injury damage, but the question is who pays for personal injury claims? The answer is simple and obvious. The person who shows negligence and is the cause of the personal injury is the one who pays for the claims. Different countries have different criteria for personal injury. In America, it is a bit difficult to understand. Fees of the attorney are some percentage of the claim when the case is won.

In England things are a bit different; you have to present your case within three days after the day of personal injury. If the victim fails to do so, they lose the right of claim after three days. Only a minor has till the age of 21 to claim for their injury. But in every case, a court can give an extension of time to the injured person. In case he does not win the case, he is not charged any fee.

There is one more term, and that is 'structural settlement'. This is a periodical recompense for upcoming needs of the claimant. In the start it was practiced in America only, but nowadays this practice is also carried out in Europe and Australia.

Along with personal injuries, road accident injuries are above all frequently claimed by injured people. According to a survey, almost 62 percent of injured people can claim for their damages. As described earlier, the person who causes injury to the other person is legally responsible to reimburse; if an accident occurs due to deprived road conditions then damages will be covered by the highway authorities. If it happens due to the negligence of a person, then his insurance company will stand the loss. But if it happens because of some walker or bicyclist, then the injured person can not claim for his injuries, as in these two cases it is not required to be insured next to road accidents.

Accidents that occur in a workplace can also be claimed against the company. These accidents mainly occur at construction sites. The supplicant has to prove that this accident occurred because his employer did not give him with a harmless working site. Many employees do not claim for their damages due to a fear of job loss. They should claim bravely, because an employer is officially bound to be insured in order to cover these reparations. - 21396

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Is Protecting My Car's Interior Worth It

By Luke Lister

We should all take pride in our vehicle, it is one largest investments that you will make. Can you imagine spending thousands of dollars on the car of your dreams only to have the paint start to oxidize, the leather crack, and the carpet fade. Not only does all this make your vehicle look old, but it decreases the resale value of your car, costing you money in the long run.

So what do you need to protect your vehicles interior from this devastating depreciation.

There are many different products and brands, but it necessary to use leather protection, vinyl protection and carpet protection to cover the entire inside of your vehicle. These products are invisible, yet can protect your vehicle from a few months to a lifetime, depending on the brand used.

Lets go over some of the reasons why you might opt for interior protection.

- After treatment you will be able to clean up any spill simply by wiping it away with a cloth.

- You will keep the cars interior bright and avoid all discoloration and splitting.

- The treatment will repel the suns UV rays that cause the aging process of all the interior materials.

- You can rest assured with the quality of your leather staying in tact.

- Interior protection will maintain the resell value of your vehicle for when you decide to sell.

- The treatment forms a barrier against liquids and grime.

- Automotive fabric treatment will allow you to protect all carpet and fabric elements from stains and wear.

- Allows you to feel safe with pets and kids dragging dirt into the car.

- Also keeps the carpet and leather in its original soft and supple state. - 21396

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Basic Problems Of Your Vehicles Transmission

By Teddy Pendergastly

Failing auto parts can be separated into two categories: those that are expensive to repair or replace and everything else. Your vehicle's transmission falls into the first group. It can perform flawlessly for years, but when it begins have problems, you can expect a hefty repair bill.

Though most drivers don't realize it, their car's transmission is a particularly sophisticated piece of equipment. Its design borders on elegant; the gears intertwine perfectly and fluidly transfer power from the engine to the wheels. Unfortunately, like everything else, transmissions fail after enduring years of wear and tear.

Below, I'll briefly describe the components that contribute to the assembly's operation. I'll also make a few suggestions regarding what might be causing problems. What follows will not prepare you to perform major repairs. However, it should provide help for identifying and resolving simple issues.

The Parts Inside The Box

The main parts inside your car's transmission are the planetary, sun, and ring gears, housing, filter, and fluid. The gears are difficult to describe, but imagine the gearset inside a Swiss watch. The gears' teeth are perfectly designed to mesh with each other. Each gear is dependent upon the smooth operation of the other gears. The gearset within your transmission works in a similar manner.

The housing encases the various gears and components. The transmission fluid functions as a lubricant for the metal parts (similar to how motor oil lubricates your car's engine). The filter catches the debris in the fluid ensuring that your transmission avoids damage.

Easiest Things To Check

The first item to check is your fluid level. If the level is low, it can cause poor shifting within the gears. Given enough time, the lack of lubrication can cause friction, which leads to expensive damage.

If you notice the fluid is low, check for leaks. The fluid tends to have a reddish hue, so it's easy to identify. You might see residue on the selector shaft, near the speed sensor, or around the draining hole located (usually) on the underside.

The last item to check is the filter. Too often, drivers neglect to change it. But, just like your air filter, it does its job by accumulating debris. The problem is, after awhile, the debris can clog the filter and thereby, prevent the fluid from accessing the transmission. That leads to lack of lubrication and potential damage.

When Your Transmission Is Beyond Fixing

If there is a persistent problem that cannot be resolved by adding fluid or replacing the filter, you'll probably need a mechanic's expertise. Keep in mind that your transmission is a complex piece of machinery; taking it apart is time-consuming, difficult, and requires special tools and equipment.

Describe to your mechanic what you're experiencing while driving. Also, let him know if you've discovered fluid leaks. If your transmission is beyond the point of repair, your mechanic will suggest a rebuild. Prepare yourself; the work is expensive. The good news is that it will help your car run smoothly for years to come. - 21396

How To Drive Safely Through a Flooded Road

By Addison Garrigon

Rain in the UK is not a surprise, but sometimes the amount of rain we receive can make things difficult. After a deluge of water or a long period of rain the water level can rise on a road.

The depth of the flooded road can be difficult to assess from the drivers seat, and if you do decide to drive through it is important to use the correct techniques to avoid your vehicle becoming flooded and leaving you stranded in the middle of the water.

When assessing the depth of the flooded road try and use roadside markers like kerbstones, or sign poles to help you gauge its depth. If however, you are at all unsure about how deep the water is then it is best to wait for another driver to attempt to pass through it first. The consequences of a flooded car can be very expensive to repair so it is far better to wait and see how high the water comes up on another vehicle, than take the risk with your own car.

Even when the rain on the road is a couple of centimetres caution still needs to be made in reducing your speed. If you go the speed limit you could still be entering a scenario in which the tyres are unable to grip the surface. A hydroplane could result in which you skid over the water and it could cause a loss of control.

Water can damage your engine if it reaches the cylinders or air intake. The expense of repairing such damage may be more than you can afford. When rainwater reaches the engine it will stop and not restart. Various vehicles have different heights for the air intake, meaning that you should be aware of where your intake is. Any time the water is up to the headlamps in your car you should not proceed, as a general rule of thumb.

When you establish that the rainwater is not too deep to pass you will want to remain in first gear. You will need to rev the engine, but remain at low speed. In a manual vehicle you can keep depressing the clutch to help rev the engine. In an automatic apply the throttle.

Any time you attempt to go through the rainwater you should head for the shallowest looking spot. You will want to be careful of other drivers who may travel faster, as they could cause a splash and hinder your crossing.

Your brakes will become wet when you move through the water. It is a good idea to stop after you get across the flooded road and let the brakes dry. You can also apply your brakes to help them drive.

Driving through a heavily flooded road requires considerable caution and adequate preparation, however if you are at all unsure about your chances of crossing through successfully, then it is best to turn around and find an alternative route. - 21396

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Steps To Take With A Tyre Puncture When Driving

By Ethan Melandri

A high speed blow out because one of your tyres has developed a serious puncture can be a terrifying event, and one that even highly trained professional police drivers can struggle to control.

The depth of the puncture will determine the amount of control you still have on the car, which could help you come to a complete stop with safety intact. You may also be able to avoid becoming a hazard for others on the road.

If you suspect that a tyre has been damaged you will need to pull over as soon as it is safe. You do not want to brake quickly, but instead remain calm, ensure you have a good grip on the steering wheel, and slowly decrease your speed. Avoid turning the wheel sharply or stomping on the brakes.

It can be trying to steer your car when you are at high speed with a hole in the tyre. By reacting too quickly you can cause a spin out due to the force placed on the car. The tyre will also have a loose grip on the road. After speed has been reduced it is much easier to move the vehicle off the road and allow it to stop naturally.

With your vehicle safely stopped at the side of the road and with your hazard lights on, you should only attempt to change the flat tyre yourself if it will not put you or other road users at risk. Do not attempt to change a tyre yourself on a motorway, even if it is on the nearside, as it could be the last thing you ever do, instead notify the rescue services and they will despatch a recovery service to assist you.

In a situation where you are well off the road or in a safer area you can change the tyre. You should have all persons in the vehicle stand in a safe location. You will need to put the emergency brake on. Consider leaving a light on or using a flash light if the day has grown darker. Do not forget to wear your emergency coat to signify you are on the road to those who happen by.

Your cars owner manual will list the safety points for where to place the jack. Before jacking up the wheel secure the vehicle on the jack in the appropriate location.

As you finish ensure that you tighten the lugnuts properly. To tighten them you should use opposite pairs by increasing pressure on one then the one opposite. Also make sure the wheel is secured against the axel before you drive again. - 21396

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