Lemon Law - What is it

By Steven Q James

The lemon law provides protection to people who buy automobiles. In the event that the vehicle he or she has purchased fails to meet standards of quality and performance, the manufacturer is required to fix the defects which are stipulated in the warranty within a certain period of time or a certain mileage whichever comes first.

If, after the repair, the same problem still continues, this is considered to be a breach of contract with respect to the warranty and the manufacturer is required to give you a partial or full refund. You may even be given a new car.

A breach of warranty usually means 4 repair attempts on the same problem or anything directly related to it within a period of six months of one year. It could also mean that the car is no longer working within a year it was purchased or within the duration of the express warranty, whichever comes first.

An express warranty may be the balance of the manufacturer's warranty, a separated limited warranty given by the dealer or an extended warranty or service contract which is added at the time you purchased the vehicle.

The lemon law varies by state and some do not include leased or used vehicles. Some provide consumer protection statutes that prohibit deceptive acts in selling used cars. This means if you are planning to buy a second hand car, the dealer must answer each question truthfully so you will know if it was a rental, salvaged or involved in a serious accident in the past.

There are steps you have to take to see if the lemon law is applicable. First, if there is a problem with the car, you have to report this to the manufacturer. When the car is released to you and the same thing still happens, you should keep track of it by keeping the repair or service receipts so you can build your case.

In many states, there is an arbitration procedure which determines if you will get a refund or a replacement. This program is very objective and free. If you are not satisfied with the decision, you can skip that and take this matter to the courts.

If things go in your favor, you can get refund and reimbursement for other charges which you have incurred. Given the choice, you can get a replacement car instead. Just make sure you are happy with what they are going to replace it with.

Be aware of the fact that not all vehicles are protected by the lemon law. These include motorcycles with engine displacements of less than 750 cubic centimeters, trucks that have a gross weight rating of over 19,000 lbs, motor homes and vehicles that are used by a business with a fleet of more than 10 vehicles.

Given that the lemon law in each state is different, it is best to talk with your local representative to be familiar with it. If you happen to encounter this problem and the manufacturer says that you waived your rights when you signed the purchase contract, don't believe it because it is invalid and the lemon law is still applicable.

So, talk to your attorney or hire one that is well aware of the lemon law. Some offer free consultations and if you happen to win the case, you don't have to pay anything because the manufacturer will be the one to shoulder the attorney's fees. - 21396

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Buying a auto should be a happy time.....bu it isn't for the thousands of people who end up with lemons. Learn about your rights at: Do you have a lemon

ZTE strike mode all the layout of the three foremost 3G operator fatal

By Professional editor working for cheaponsale.

China Telecom and China Mobile 3G offensive started, the terminal manufacturers have begun to launch an attack across the board. 3G terminals for competition in the market, ZTE He Shiyou, executive vice president of the Friends of lamenting that the 3G terminal market in China waiting for many years, aimed at China's ZTE the first 3G terminal market, and strive to 3 years in the global cell phone market into the top three.

Since 2001, the original north-south fork of China Telecom, the industry expects the arrival of 3G market. However, 3G has not yet been the arrival of the market, resulting within almost the entire mobile telephone market within China towards grant foreign brands and mobile phone. The market for 3G mobile phones towards activate corporations within the end shall be what kind of impact, ZTE is a usual sample.

Friends said He Shiyou, ZTE's 3G handsets in the input has been for many years, as early as in 2002, began in 2003, started TD-SCDMA mobile phones. ZTE's mobile phone market steadily flower abroad, including the sales of 3G handsets, including the world has become the sixth largest manufacturers, including 3G mobile phone handset shipments accounted for ZTE total volume of 1 / 3. However, in the country, as a result of confusion in 2G mobile phone market, ZTE more hopes on 3G mobile phones.

For 3G terminals, ZTE actually robbed is a rare mode: into everybody areas of 3G terminals. Its newly illustrated such as cellular phones, cards, Internet version, monitor, digital photograph frame, wireless landline, house gateways, modules, radios and else wireless products 9 40.

Aspects of the collection, said He Shiyou exclusive Friends in China Telecom's 3G mesh business card tender, ZTE won the tender of the two, are the major two EVDO cards suppliers. The next step will be on the advancement of China Telecom's 3G wireless telephones, he said China Telecom ZTE has been arranged for five to six models. Mainly due to ZTE for the North America before the operators to supply a large number of the EVDO telephone, so have the proficiency to supply first time to rendezvous the obligations of China Telecom EVDO phone.

As for China's TD mobile Internet in this, it is learned, TD modules of the Internet primarily for ZTE to provide. At the same time, insiders said, according to ZTE, ZTE is currently working with some of the domestic PC manufacturer in the contacts for the future of the Internet as a foundation notebook production, which also revealed that PC manufacturers are being contacted by several of the top are the future, may be used on behalf of Public forms.

To adhere large significance to China Unicom's WCDMA tender on the business card, the Friends said He Shiyou, ZTE has accomplished 50% of the share, In supplement, China Unicom, ZTE WCDMA wireless telephones has been the thriving tender for the most significant one of the WCDMA wireless telephone manufacturers.

"I believe every one will be the 3G as a rare opportunity to launch an attack." For the meaning of 3G mobile phone market, he said so. - 21396

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Country life: to make stable advancement of overseas amalgamations and acquisitions

By Zou himfr

Insurance businesses in 2008 the first annual report issued yesterday, income has shrunk substantially. March 26, China Life was held in Beijing in 2008 the functioning outcomes of the annual seminar, in Hong Kong accounting standards-based presentation report displayed that as at December 31, 2008, China Life's total buying into earnings of 30.24 billion yuan more than 2007 was down 61.4 percent; snare earnings of 21.28 billion yuan, comprising a 45.3 per hundred down turn in 2007. Solvency in 2007 from 525% to 310%.

Decline in net profit affected by many factors

Not faultless but for as early as the looked frontwards to profitability of, China Life Chairman Yang Chao said in the group debate, as a effect of the first half of the nation in 2008 for the South qualified a calamity and frigid precipitation and blizzard "5.12" Wen chun large earthquakes, and are hardly ever observed in the second half of the global fiscal critical purpose, making the performance of the development of China Life is looking at unprecedented challenges. As of the end of 2008, China Life Insurance to pay a total of 11.916 million yuan recompense snowstorm, earthquake to pay a total of about 153 million claims; At the matching time, modification of monetary and loan guideline, exchange rates, modifications in interest rates, the cost of element costs fetched about by modifications to their varying academic achievement of impact.

As for the sharp decline in solvency, vice president of China Life Insurance Analysis Tak Liu pointed out that the depth of capital markets led to lower investment asset values have dropped sharply recognized and the rapid development of the company's business is the main reason for the decline in solvency.

It was furthermore presented in 2008 a gigantic shock to worldwide capital markets, China Life Insurance is not buying into, and sub-loan urgent position is exactly associated to the offshore bonds, equities and derivatives.

Modest buying into in overseas

As can be glimpsed from the report in 2008, China Life's buying into portfolio has altered substantially, which assertions buying into anecdotes for 61.4% equity buying into in 2007 from 23% to 8%. In the face of economic urgent position, the homeland life in time to adapt the buying into strategy. Germany, as asserted by Liu, the 2008 increment of the major assets in fixed-income share of species, encompassing infrastructure designs, for example assertions, but furthermore to respect some of the privileges and concerns of timely buying into earnings class, but furthermore slash interest rates before the boost of bank down payments and bond-type configuration. Nevertheless, the total buying into earnings was only 3.4%, and in 2007 was as high as 10.24%.

Investment strategy for 2009, Liu said Germany would adhere to the fixed-income assets based investment strategy, at the same time will more closely supervise the management of the new investment channels open to find, such as investment in infrastructure, invest in unsecured bonds, real estate investment, private equity investment opportunities for the new configuration. "We will seek a better level of investment income to make up for in 2009 will face pressure on profits."

Tak Liu told reporters that China Life would seize the new "Insurance Law" to broaden investment channels of insurance companies this beneficial opportunity, especially for real estate investment and infrastructure investment is very welcome.

The report cited that in the overseas buying into, will dynamically impel ahead the sound of overseas amalgamations and acquisitions and equity investments. Prior to this, China Life Insurance has broadcast it was forsaking a tender for AIG assets in Asia, Yang Chao in response to a reporter's inquiry, said that overseas buying into is the buying into firm China Life Insurance main heading, stop the AIA (AIA), does not signify that overseas buying into is no longer China Life will do a good job in the household market on the cornerstone of an befitting buying into overseas. Has now built up many of buying into tasks, the ongoing study in depth. At the identical time, the recorded business China Life has yet to strategic investors, wanting to find symmetric Yang Chao worldwide strategic investors, but furthermore need time and careful.

Unexpected advance in premiums

Sharp fall contrasted to a earnings of China Life in 2008 premium development was unforeseen, particularly in the Bancassurance conduit growth.

The report presentations that in 2008 the primary indemnity bond premiums of 295.579 billion yuan of wages than the matching interval in 2007 developed 50.33%. "This expansion rate highly exceeded the allocation of the Board of Directors distributed last year, the objective is 8% -10%." Chao said such expansion, chiefly in the Banking and Insurance paths due to the every part of market surroundings impact. He accommodated that for such combined effects, because the bulk of profits is bright wholesale indemnity to pay, not wholly in retaining with the development approach of China Life location, but can not cease the channel.

Therefore, China Life has been aimed at in 2009 in alignment to accomplish a glossy scale of enterprise development, change of enterprise structure, to guard against operational dangers to determination business-oriented development strategy. Pay vigilance to the enterprise to evolve long-term time span, risk-based enterprise, as well as individual protection principles mostly to pay the operational stage dispersion. According to the briefing, the company's protection universal rudimentary moratorium on the sale in 2009, and the cast fundamentally did not even dangerous. - 21396

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Beijing Shaanxi, Shandong and Jiangsu Jiangxi sync to Ubuntu CD release

By Haven Frbiz

April 23, 2009, Ubuntu 9.04, such as about and to, more than two months as we prepare for the issuance of the activities of the free CD-ROM also officially begun.

At present, Beijing, Xi'an in Shaanxi Province, Jinan City, Shandong Province, Nanjing City, Jiangsu Province, Jiangxi Province, Xi'an of volunteers has begun in the region began to work the release of CD-ROM. The release of Ubuntu free CD-ROM, including the Ubuntu 8.04.2 LTS and Ubuntu 9.04, regardless of the maturity of your software, and the official support of the time more interested in new technology or new versions are more interested in, regardless of your Linux desktop more interested or more interested in on the Linux server, whether you are more interested in 32-bit system or 64-bit systems are more interested in here are for you!

Qing North launched in 2006 from the Ubuntu free CD-ROM distribution of domestic activities, the goal is to more general users and enthusiasts to try and provide a desktop operating system like Linux, especially those that have not yet enjoy the benefits of broadband network users.

I hope to be able to promote the open source movement in the development, enhance our information age in the soft power. The scheme is now known as the "North-ching Linux CD-ROM program."

This article is in the Ubuntu 9.04 desktop i386, Tomboy, iBus, Firefox, Wen Quan Yi is the software environment and to write and publish, very smooth, great user experience! Also to suggest that you try, you will like it. - 21396

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France trusts to join in China's large plane venture

By Professional editor working for automatic coffee machine vending .

The first visit to China since 1982 the French National Assembly Bernard said recently in Tianjin, France and China attach great importance to cooperation in the field of aerospace. French secretary of state for foreign trade Anne made it clear that France would like to participate in China's large aircraft project. "I called for more French companies to come to China, accompanied by the growth of China's aviation industry. This will allow them to expand market share and enhance our competitiveness." Bernard said.

The two senior officials of France in the Tianjin Binhai New Area of the "2009 Tianjin, China International Aviation and Aerospace Exhibition Fair trade" to make here. Show by the Tianjin Municipal Government, China International Trade Promotion, France BCI group organized more than 10 exhibitors of 346 countries aerospace companies and associations involved in aircraft manufacturing, aviation electronics, aviation mechanics, aviation new materials, aerospace defense , aviation research and development, aviation logistics and other fields.

Bernard at the launching ceremony said that the show "full proof of just how seriously France and China in the fields of aerospace, to prove the world to China's aviation industry just how seriously the building." He said that China and France are glad to see that 40 years of cooperation in the aviation field was a great success, and cooperation has become an increasingly widespread and more deep. Airbus A320 in Tianjin to invest large aircraft factory, is a symbol of Sino-French cooperation project.

Tianjin Airbus last assembly line in Hamburg, Germany and France, following Toulouse's third after the last assembly line, this will be the first clientele consignment of aircraft. Airbus older vice leader and leader of China Bolong, said today that more colleagues would like to gain enterprise possibilities here.

Bernard in addition took the opening to chat about China's first fully completed self-designed and assembled aeroplane Extension - ARJ21 aircraft. He said, I trust that will captivate global alertness ARJ21, marketed to the global market, but in addition expect to observe China's own goods produced of more than 100 large aircraft.

"We glimpse that China's large airplane and the construction of productive, and there will be many of the future, France would very much like to assist in this regard." France, Secretary of State for Foreign Trade Anne-Marie Idrac held a report seminar in Tianjin, said. She said that the Sino-French aerospace co-operation was very good. Airbus assembly line in Tianjin has become an demonstration of collaboration between the two nations is due to financial concerns and developed co-operation simultaneously closely. "We are very satisfied with the European emblem of expertise and the characteristics of the airplane assembled in China to achieve."

In answer to a inquiry by this reporter, she apparently said that France proposes to take part in the China head agency in Shanghai's household financial airplane large airplane tasks, with the competent administration of China about the issue, asked for China to drive representatives to the June The Paris Air Show to talk about space cooperation. At present, French businesses are employed with China, "to fly" contact.

French Embassy Economic and Fiscal Affairs Minister Counselor Hubert TESTAR told this reporter that France plans to supply China's large aircraft engines, electronic instrumentation and so on.

Embassy of France to the press presents several statistics: the first quarter of 2009, the French buying into in China increased 35 per hundred year-on-year, French businesses functioning in China come to 25 billion euros. Although the automotive commerce and other parts of the layoffs, but the localities of retail demand in the paid work increase in the paid work of French businesses in China actually uses 25 million people.

Anne-Marie Idrac incisive out that the fresh heating of bilateral political family, monetary and trade support will play a job in endorsing new. - 21396

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