Looking To Buy A Car In Utah? Tips To Make The Decision To Buy New Or Used
People who are looking to buy Utah cars often can't decide whether to buy used or new. Of course, not all have this problem-people who can't afford new, or who can't access enough credit for new don't suffer such indecision. But if you're having trouble deciding between new and used, and you have the option to buy new, then you might want to answer the following car-buyer questions. Your answers might help you with your decision.
The first question you need to ask yourself is how much you think of buying a car as making an investment. If you answer, "Not at all," then you could very well be a used-vehicle kind of person. If you answer, "Totally," then you could be a new-vehicle sort of person and should check out buying new from Utah car dealers.
If you fit neither of these opposites, but you're somewhere in the middle, you should then consider asking other questions. Ask yourself how much it would bother you to lose value to depreciation the first and second year of ownership; do you truly want the higher monthly payments of a new vehicle; how important is driving a new car to you; how patient and experienced are you with vehicle repairs; how important is having your choice of options on a car, including color; how important are the most up-to-date safety and other features to you; how important is a mechanical warrantee; how many miles do you typically drive in a year; and how long do you want to keep this same car? As you answer these questions, notice which way each one makes you lean (new or used), and how much. When you assess all the leanings together, you hopefully can see which direction they point you towards.
If financial considerations are of concern to you, but you aren't clear about how they all would affect you, one way or the other, there are real-live bankers and online resources, to say nothing of Utah car dealership financial managers to help you sort through it all. Let me give you a few more points: interest rates for new-car loans are typically one to three percent less than for used-car loans; short loans usually have lower interest rates than do longer loans; and people with excellent credit ratings can sometimes get zero-percent loans from Utah car dealers.
Also, consider these points: lower-priced, Utah used cars have lower insurance costs than do higher-priced, new cars; the more aged the car, the bigger chance of having a very big, possibly unaffordable repair cost; many reasonably new Utah used cars are covered by comprehensive warrantee programs, and somewhat older ones often qualify for extended-warrantee purchase; and buying a one-year-old vehicle could get you a better-quality one for the same amount as a brand-new vehicle.
Utah car dealerships can help you look at all of your viable options for Utah used cars or Utah new cars. - 21396
The first question you need to ask yourself is how much you think of buying a car as making an investment. If you answer, "Not at all," then you could very well be a used-vehicle kind of person. If you answer, "Totally," then you could be a new-vehicle sort of person and should check out buying new from Utah car dealers.
If you fit neither of these opposites, but you're somewhere in the middle, you should then consider asking other questions. Ask yourself how much it would bother you to lose value to depreciation the first and second year of ownership; do you truly want the higher monthly payments of a new vehicle; how important is driving a new car to you; how patient and experienced are you with vehicle repairs; how important is having your choice of options on a car, including color; how important are the most up-to-date safety and other features to you; how important is a mechanical warrantee; how many miles do you typically drive in a year; and how long do you want to keep this same car? As you answer these questions, notice which way each one makes you lean (new or used), and how much. When you assess all the leanings together, you hopefully can see which direction they point you towards.
If financial considerations are of concern to you, but you aren't clear about how they all would affect you, one way or the other, there are real-live bankers and online resources, to say nothing of Utah car dealership financial managers to help you sort through it all. Let me give you a few more points: interest rates for new-car loans are typically one to three percent less than for used-car loans; short loans usually have lower interest rates than do longer loans; and people with excellent credit ratings can sometimes get zero-percent loans from Utah car dealers.
Also, consider these points: lower-priced, Utah used cars have lower insurance costs than do higher-priced, new cars; the more aged the car, the bigger chance of having a very big, possibly unaffordable repair cost; many reasonably new Utah used cars are covered by comprehensive warrantee programs, and somewhat older ones often qualify for extended-warrantee purchase; and buying a one-year-old vehicle could get you a better-quality one for the same amount as a brand-new vehicle.
Utah car dealerships can help you look at all of your viable options for Utah used cars or Utah new cars. - 21396
posted by X - Men @ 4:34 AM
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