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Wednesday, October 28, 2009

What Is Affecting The Gasoline Prices

By Wayne Truter

The rising gasoline prices has everyone concerned about the future. Of course, with gasoline being the fuel of the most common form of transportation today, who would not be? And since gasoline is still a major fuel used by most cars in the world, there is nothing that can be done except deal with the changes. People may not have that much of an influence in lowering the current gas prices especially with the great demand for gasoline elsewhere in the world. The most effective means would be making a collective effort of minimizing gasoline use as well as trying to get more out of every gallon of gas as possible.

Crude Oil Gasoline comes from crude oil. A bulk of the crude oil supply for the global market is located in the Middle East. This region accounts for about forty percent of the world's supply of crude oil. And in this region has an established organization called OPEC (Organization of Petroleum Exporting Countries) that sets the price of crude oil produced by their member countries. The OPEC also sets the rate of production at which each member countries should try to come up with periodically in order to set up a stable enough supply according to demand.

High speed driving may also affect a car's mileage. Driving fast usually increases a car's aerodynamic drag. This means that the faster that a car travels, the greater the wind resistance becoming a factor in fuel economy. Habitual idling can also affect a car's mileage. Frequent idling uses gasoline but adds zero miles on the counter and therefore affects the car's mileage.

Taxes are also considered a prime factor in setting the price tag for gasoline at retail gas stations. Different areas in the country follow different tax standards for gasoline. Aside from the federal taxes, states also have their own set of taxes being placed on petroleum products. The higher the taxes placed on gasoline, the higher its retail price eventually becomes. The difference in state, federal and local taxes is also one of the reaosns why different states have different gasoline prices.

Car maintenance is not only limited to the engine if improving car mileage is the aim. Even tire inflation can account for a car's mileage. Properly inflated tires can help reduce rolling resistance and therefore help a car enjoy better mileage. Other important areas of the car to look into to improve car mileage are the air filter and brakes. Dirty air filters and poor brakes can make the engine work double hard and use up more fuel.

The type of gasoline being used in a car can also affect its mileage. There are certain variations of gasoline fuels that offer lesser energy than others. Using reformulated gasoline, for instance, may cause some changes in fuel economy due to their lesser energy content. Not only is the type affecting the gasoline's energy content, seasons may also have some effect. The reason for this might be behind the refining process. But generally, gasoline products sold during the summer usually have a higher energy content rating than gasoline products being sold during the winter.

Taxes Gasoline prices may also be affected by taxes both local and countrywide. The difference in the taxes set for gasoline in different areas account also for other places having cheaper gasoline than in other areas. On average, taxes in general account for about ten percent of the price set for gasoline.With The rising cost in fuel prices I think car insurers should bring down the prices for insurance! - 21396

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Buying a Car in Dubai

By Anthony Allen

Buying a car in Dubai doesn't have to be as difficult as you might think. If you are interested in purchasing a car in Dubai or buying a car abroad and importing it to Dubai, there are some basic things you should consider. What's great about car purchases in Dubai is that their list prices compared to other regions is so much cheaper, but you'll also need to think about not only the actual purchase but also insurance and registration among other things.

The first thing you need to know about buying a car in Dubai is that you must have a residence visa for the country. If you do not then you won't be able to buy a car there. As long as you have that bit of paperwork, you're set. All you need to do is decide whether you want to purchase a new car or a used one. Remember, new cars are inexpensive but used ones are even cheaper!

While the Dubai and the U.S. have great economies to be buying from many other countries have good prices to. Since prices in each country change due to the economy it's crucial to research which one is currently the best option for you at this time. For this case Dubai is the example we will use. Cars in Dubai are very affordable at this time and since the turnover rate of expatriates are swift people need to sell their cars quickly and will list them at a good price to do so.

In Dubai there are many dealerships and whether you are looking for new or used dealerships are the easiest place to start. You could also try looking up a few auctions. These few methods are the best if you are looking to import a vehicle. Since you will not be test driving the car it's nice to know the dealerships and auctions have them checked out.

After finding your car you will need to find a way to fund your new purchase. You can you cash if the means are available to you. However, if you need to finance you can do so through a local bank, or through the dealership you buy your car from. It's important to note that different countries have different policies when financing vehicles such as in Dubai lenders will need post dated checks to cash every time your monthly payment is due to ensure your payment is on time. You might want to check with the bank you use for more information. In most cases if you bank with them already they will give you better interests rates also.

Getting insurance is absolutely essential in Dubai. There is no shortage of car insurance options in Dubai and your dealership can also help you locate an insurer. However, unlike the U.S. be sure to pay close attention to who is covered on your policy. Quite often, female spouses are not included on the insurance coverage. Also be on the lookout for "blood money" which is money paid to the victim or victim's family in the case of death or severe injury caused by a collision.

Registration is the next step in buying your car. When you buy from a dealership in most cases this is done for you. If you are not buying from a dealership it's important to note that if your car is over two years old it will need to be checked and tested before it can be registered. This can be hired out to someone to do for you.

When buying from a different country it's important to know all the their laws and the differences between them and the country you live in. Do a little research before making a purchase to save you legal trouble and any costly mistakes that can be made. For more information or for any assistance can contact a dealership. - 21396

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The Evolution Process Of A Insurance Premium!

By Wayne Truter

Owning a motor car in the United Kingdom it is compulsory to have car insurance that will cover at least third party fire and theft. It can be a night mare being caught with out insurance. Your car can be impounded your licence can be taken away or you can get a hefty fine. It will save you so much money by just taking a premium and be covered, because you will never know what is around the nest corner. The best defence is to play it by the book and keep on the save side.

The most common factor that insurance companies use to determine the amount you will be paying for car insurance is your age. There for the older you are the more likely it will be that you will get 'n cheaper premium. But way will it be like that? It is a now fact that the youth is more likely to make accidents and there for the age plays a big role in car insurance. It is not always the youth that causes the most accidents but more the inexperience and people that only recently pass there drivers license and in this case be classified as the younger drivers!

The other factor is that if you are a woman you are most likely to get cheaper car insurance than the men. This is a hot topic between men and woman but in theory it is proven so if you are a woman you are very lucky. This works well in you favourite to get cheaper premiums on car insurance!

The last factor that will determine your premium at insurance companies are the proof of no claims and your driver experience. We all know to have no no-claims bonus will definitely work agents you in trying to get cheaper car insurance. The best car insurance prices goes to the people that have been driving for many years and in does years they have not claim any money back.

Always remember to keep record of all your documents. You might need it for future reference. Controversy - 21396

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Low Automobile Insurance Quotes - A Great Place to Begin When Lowering Your Budget

By Frank Froggatt

Like a lot of people right now, I'm experiencing some financial difficulties at the moment. I'm only working four days a week now thanks to cutbacks at my work which is tantamount to a 20% pay cut. I don't make a lot of money and barely get by anyway, so I don't have a lot of cash put into savings to help me get through the downturn. So I'm going to have to go over my entire household budget tried trim out any avoidable expenses or over expenditures that I see. Since the premiums that I'm paying right now are kind of on the high side, I think that the place that will set out first is by searching out a whole bunch of different car insurance companies and receiving quotes from them all.

It used to be a real bother, and a time-consuming ordeal when you wanted to get a bunch different quotes from car insurance companies. That is the whole reason why stayed with that company for so long despite their regular rate increases. It was because I didn't want to take this time that I ended up paying a lot more in premiums than I should've been paying. These days though fortunately, I can find plenty of different automobile insurance businesses from which to obtain quotes from easily and in a timely fashion.

A lot of the different insurance websites out there provide searchable databases that any prospective buyer can take advantage of. All you have to do is put in a little bit of information about yourself and your car and you get a bunch of different auto insurance quotes from multiple businesses all over the country. Some are from the well-known, national companies, of course, but others are from places that I never would have learned about on my own. Since some of these smaller companies are actually able to offer more competitive auto insurance quotes than the major carriers, I'm pretty sure that I'll get a better deal out of this whole process -- which of course is precisely what I'm after.

All that is left to do after I have received my affordable automobile insurance quotes is to contact each of the businesses and find out the specifics for each policy. The things that I need to know about each policy is if I will be required to sign into a long-term contract, or if there are month-to-month options available, I also need to know what my deductible far for each type of incident. I also need to find out if there are any types of special discounts for safe driving, a clean driving record, and having a newer model vehicle. Having any one of those discounts on the plan equals out to a huge savings over the long run so it's most definitely worth your time to ask.

Anyway, I know that lowering my monthly premiums is just the tip of the iceberg as far as receiving my personal finances under control, but hey -- I've got to begin somewhere, right? After I check out these vehicle insurance quotes and find a lower rate, I can try to tackle the other items in my budget. - 21396

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The Factors That Affects The Gasoline Prices

By Wayne Truter

There are various factors that affect retail gasoline prices. Rising costs in crude oil in the world market has quite an effect on the eventual price of gasoline. Crude oil price is usually determined by worldwide supply and demand.

Whenever there are supply disruptions of crude oil in the world market, it would greatly affect retail gasoline prices. If there is an event that slows down or a stop in production among crude oil producing countries, the lack of supply would send the crude oil price up. And as the demand greatly increases due to crude oil being an essential ingredient for various industries, the rise in prices will trickle down into gasoline with crude oil being its raw material.

Crude oil is the initial raw material from where gasoline is refined and derived from. Crude oil, a majority of it, is sourced and supplied from Middle East countries. It is these countries that have control over the price of crude oil in the world market. Countries that get their crude oil supply from these oil producing countries are the most affected by the sudden increase in crude oil prices. Overall, crude oil pricing affects about 75 percent of the price tag for gasoline in the retail market.

There are usually ports to go through as well as miles and miles of inland pipelines where it eventually reaches a main depot. From this depot, the gasoline may then be transported to the different gas stations by means of distribution trucks. With the distribution process this complex, having the gasoline supply far away from a certain gas station may eventually affect how its retail price may be formulated.

Aside from distance from supply, retail prices of gasoline may also be affected by environmental programs and local regulations being followed in a certain area. There are certain areas, countries or states that require gasoline to be specially formulated to meet up with certain local standards. This is usually done in order to protect the environment. Certain regulations require that refined gasoline be further reformulated in order to help reduce pollutants to be released into the air. This might require adding up certain chemicals in order to help reduce carbon monoxide emissions as well as other pollutants when gasoline is being burned. In order to meet up with certain regulations of certain states and countries, such processes must be additionally performed and therefore may add up into the retail cost of the reformulated gasoline. Another big factor of retail gasoline prices being different from one area to another is because of competition. Whenever there are quite a number of retail gas stations to choose from in a certain area, the likelihood of gasoline prices being cheaper there is high. The primary reason is, of course competition. With many retail gas stations trying to share the local market with other retail stations, getting customers attracted is important. The most effective way to do this is by trying to offer cheaper gas prices than the competitor.

With the appearance of the more powerful and affordable diesel and gasoline powered cars starting in the early 1900's, the market for electric cars slowly disappeared. Although there were still electric cars being made, those that do exist were being produced for specialized applications. One of the most common use for the electric vehicle today may be found in the golf carts as a primary mode of compact transport in golf courses. But because of the rising gasoline prices as well as the worsening pollution, there has been an renewed demand for the less polluting alternative electric vehicles in recent years. And will this rising casoline prices effect cars quotes in the future? - 21396

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