Why Short Term Car Insurance Is Worth Your Money

By Graham McKenzie

A short term automobile insurance policyowner could either be a comprehensive coverage or a third party liability coverage. These are the same kinds of coverage that you would most likely have on your existing auto insurance coverage. Comprehensive coverage?s, while they do not necessarily cover all contingencies, indemnify the insured for more coverage items than a third party liability coverage.

It covers not only accidental injury plus property destroy to a third party but also those damages on yourself or a temporary driver who's named insured plus on the insured vehicle. A comprehensive auto insurance coverage would cover other perils as collision, theft, vandalism, extreme weather, plus fire among others. Even those expenses for own damages that are not caused by the insured temporary driver himself are covered under a comprehensive policyowner. Third party liability is only limited in coverage to include only those damages that are caused by the temporary driver to another person or property.

When your own automobile is out of commission plus you will have to drive another automobile temporarily, you would still need to be protected from unforeseen circumstances resulting from your use of such vehicle albeit on a temporary basis. Luckily for you, there is automobile insurance companies that offer short term auto insurance coverage?s.

A temporary automobile insurance coverage or a short term auto insurance coverage gives you the same kind of coverage that your own automobile insurance policyowner provides but only for a specific number of days for which you will be using another automobile. Such a short term insurance coverage also works well when a temporary driver will be operating your automobile for a few days. Instead of naming the temporary driver in your existing automobile insurance policyowner, you can take out a short term policyowner so that the temporary driver?s specifics do not get in to your automobile insurance policyowner permanently plus do not affect your automobile insurance premium rating.

You can get your short term auto insurance quotes from various insurance companies. There is web-sites that you can visit to get more information about short term coverage?s. You can also check out comparative quote services offered by a few of web-sites in order to make automobile insurance shopping more convenient for most people.

These comparative quotes will usually get to you through your email account. You will have the chance to properly assess these comparative quotes using your own parameters. As these comparative quotes are issued based on the specifications that you only enter in these comparative quote web-sites only one time. The same specifics plus information are used by the insurance companies offering short term automobile insurance coverage?s. This would make it not as hard for you to assess the quotes as you will be able to compare these quotes apples to apples.

Do not make the mistake of taking the lack of auto insurance policyowner for granted simply because you?re driving circumstances are only temporary. There is no guarantee that no accidents will happen during this temporary change in your driving arrangements. You would not need to be caught unprepared when something happens during this period. The amount of money you will spend for your short term automobile insurance coverage is well worth the peace of mind that comes with knowing that your are fully covered. - 21396

About the Author:

Graham McKenzie is the content syndication coordinator for Carinsurancesa.co.za, a leading South African car and vechile portal, which helps people save on their car and vechile.

Knowledge Sharing On Gps Truck Tracking

By Bryan Fredrickson

Earlier GPS truck tracking has been thought of a technology which is only related to navigation and mapping purposes, but its actual use is now understood by every person as it helps in assuring your vehicle safety and security.

With the help of GPS truck tracking you can know where your vehicle is at any given point of time when you might not be around. Now, how does this work, after the car alarm installers are installed in to it? It consists of a receiver, a cellphone and variety of sensors. So, these all things easily help in knowing where the vehicle is and through cellphone, call could be easily made with the response and then it can be easily tracked down with the help of sensors.

There are various mode of alerting when your vehicle gets stolen as the car alarm installer helps in tracing the vehicle and alert can be made through call, email or computer messages. It gives better insight to the speed, location, other usage as well as any violation been made by the vehicle.

There are two things which should be safe, one is that of the vehicle and other is that of the contents inside it. if any of these are stolen then your business suffers a loss. So, GPS truck tracking takes care that both these things are kept safe and secure. The car alarm installer and the anti theft property easily helps in stopping the vehicle if it faces any kind of insecurity. The doors are locked and the starter is jammed.

To further aid you with the exact location of the vehicle there are many web based applications which further avails satellite photos and place whether that is within the boundary or has exceeded it.

There had been many advantages of this technique from the business point of view as most of the time the trade goods of various items are carried out with this special means of transfer and communication. Whenever any party dispatches its good with his conveyance he is in constant touch with its location and speed with help of this special technology.

Not only the location but proper route as well as odometer reading are also known. Special sensors help a lot in knowing the proper usage and violations of the conveyance too.

Whether you have to install this technology in your own personal vehicle or the goods conveyances, it is done with same ease. And whether you do it for one vehicle or you do it for multiple of them, it takes same time and effort. So, the cost of the GPS truck tracking varies because of the system and various sizes available. - 21396

About the Author:

No site but VehicleTrackingSecrets.com gives you all the tips and info on gps truck tracking and related subjects. Whether you are new to the topic or an expert, make sure to learn more about car alarm installers by following the links above !

How to Simplify the Process of Making an Insurance Claim

By Adriana Noton

Insurance is an important and necessary life investment. Insurance protects you against any unfortunate events that result in damage or loss. Making an insurance claim does not always mean that you will receive compensation for everything you claim. It is important to know what you are doing when you file a claim in order to receive compensation. Although insurance companies may have different requirements for filing claims, especially for different types of insurance policies, below is a list of general tips to filing a claim that will help with obtaining successful compensation.

Determine Whether You have a Valid Insurance Claim: It is important to read over your insurance policy to see what your coverage entails. Make sure you look at the "exclusion" section. You should also find out all of the requirements that you have to meet to be considered for compensation. Find out the amount of the deductible you have to pay. It is important to be aware that sometimes it will cost you less to make a repair or replacement than if you file a claim. If you have made several claims in the last few years, your insurance premiums could go up.

Contact your Insurance Provider: Contact your insurance provider shortly after the event happens. Provide your name, address, policy number, and the date and time of the event. You should also write a letter to them detailing what happened. Keep a copy of the letter. It is important that you do not delay filing your insurance claim. Most insurance providers have a toll free claim number.

Notify Appropriate Organizations: Contact any department that needs to make a report such as the police. Your insurance provider will need proof of what happened that caused you to file a claim. If you are in an accident, make sure you do not admit that you are at fault.

Gather Important information: Depending on the particular insurance claim you are filing, it is important to collect all relevant information. This can include: receipts, photographs or video of the scene of the event, an itemized list of what was lost, stolen, or destroyed, a list of witnesses, the names and badge numbers of police and emergency personnel, any expenses you sustained as a result of the event. You should write down any details as soon as possible after the event. Make sure your details are accurate and thorough. As well, make sure you get a copy of all police and medical reports.

Obtain Multiple Estimates: If you are filing a claim for damage, make sure you get three quotes of the estimate of the cost of repair. As well, check to see if the insurance provider has a list of accepted repair companies.

File the Insurance Claim: Once you have collected all of the important documents, submit your claim. Most policies have a deadline when submitting a claim so check your policy to find out your insurance provider's deadline.

An incident that causes a person to file an insurance claim can be very stressful. Knowing what to do prior to an event, will make the claims process much easier and faster. - 21396

About the Author:

After purchasing a car, the next step is to look for auto insurance quotes. Choosing the right one is important because you could potentially be using it for many years. Researching for car insurance online can definitely be helpful.

Find Cheap Car Rental for Weekend trips

By Teresa Farren-Price

Most people these days are very conscious about the way they spend their hard earned money. When planning a holiday it is best to search travel related websites to access special deals. You will discover that most travel sites will provide a way to obtain a quote for the specific services. Car Rental is a popular search for travelers and the car hire websites usually offer specials. When booking a rental car it is important to consider the time of year that you plan to travel as the popular times are generally during summer and it may be best to and book your rental car ahead of time.

When you're looking to save some cash on weekend or weekly car rentals, you'll want to do some research to make sure that that any available specials will satisfy your needs. Booking ahead also improves the chance of a free upgrade, always a welcome surprise.

Some weekend and weekly specials are only for specific branches. The offer may, or may not be available at an airport location. Many weekend specials will only be available in certain cities or even at participating locations in certain states. Always be sure as to whether or not you require a new or used rental car. Also if it is called a new car it sometimes pays to check the actual age if the car. Used cars usually involve a wait at the airport to be collected, but can often be worth the trouble with added savings. Also the independant operators usually don't have as many "extras" tacked on to the deal.

Make sure that you know exactly what is required to qualify for a weekend rate for the particular car rental company you choose. For some companies you can pick up as early as Thursday, while some will only allow pick up on Friday or a Saturday.

Keep in mind that with most weekend deals, the value may only apply to the weekend and not for any additional time so if you return the vehicle late or extend your hire you may have to pay the normal rate of hire.

Make sure to fully understand what is required for a weekly rate for that car rental company. Generally, a weekly rental will require a 5 day minimum and usually must include a Saturday night overstay. Also on the rate subject it may also pay to understand the terms and conditions with regard to early returns. It may not be as straight forward as you think.

When you collect your car hire, you are responsible for the vehicle as soon as you drive away. Therefore it is imperative to ensure you have noted any defects or damages that may be visible to you and have them included in your contract. This is to avoid your credit card being charged for any damages listed upon return of the car.

Remember, if finding a car rental special to meet your needs is proving elusive, make sure to check if you at least qualify for a car rental discount from an association or professional membership that will help lower your rate.And as always these days, take full advantage of the internet and it's ability to source nearly all the deals available.Safe travels from all the staff. - 21396

About the Author:

For the best discount deals on Weekend Car Rental viisit the Webbcarr Car Rental website to compare and save on Car Hire

Lexus GS: A Luxury Brand

By Danny Green

Lexus is a division of the Japanese car brand Toyota, which is a popular name among leading luxury brands. Lexus are known to be very elegant and posh cars, and are sold all over the world in around 70 countries.

The Lexus brand has a variety of models including the sedan. Within this category comes the luxury midsized sports car known as the Lexus GS. The first Lexus GS was launched by Toyota back in 1993, which were known as the first generation GS. This was the first sports sedan with rear wheel drive. After that, the second generation GS was premiered in the market, which had the innovative V8 version for better performance. The latest models are the third generation GS, which were first introduced in 1996.

The first generation GS was the pioneer of sports sedan coming with the innovation of back wheel drive. The second generation was launched afterwards with a V8 version. The today models of Lexus are the third generation models, and since 1996, Lexus has come up with numerous of these.

The 2009 model is the recent one of the GS series. This model has been immensely popular since its launch. For the rich and affording part of the society, Lexus GS indeed is a status symbol. Numerous reasons are attached to its fame as a status symbol; one of these is that it is a luxury brand name of autos. Since it is famous as a luxury auto brand, people who own it, feel pride in having it, and referring it as an elevation of their social status. Apart from other reasons, it is a fact that not everyone can afford it, which makes Lexus more exclusive. Lexus is not only known as a symbol of pride for its high price tag, but the quality factor also counts a lot.

The Lexus GS has two popular versions in the market. One of these is the Lexus GS 460, which is fitted with an 8-speed automation transmission for excellent performance and agility. The car also has state of the art security features, which provide a safe driving experience to the owner. These include Vehicle Dynamics Integrated Management System (VDIM), Intuitive Park Assist (IPA) and Pre-Collision System (PCS).

With sensors, the pre-collision system detects a likely collision, retracts the seat belts, and activates the brakes. Moreover, the car even has automatic brakes, which make it easier to manage on the road. In order to provide safe driving during bad weather, the GS even has water repellent windows and rain sensing wipers. The theft defiant engine does not allow the car to start until the power key is inserted.

The other model recently introduced by Lexus is the GS 450 H, which is a hybrid version of the ordinary DS. It is the first mass produced luxury hybrid car in the world, and is environment friendly, as it has low emission, emitting a low level of toxic gases.

Hence, it can be easily said that the Lexus GS is not only an embodiment of status symbol owing to its brand name, the car also provides excelling performance and standard that has made it so famous. Even the hybrid versions do not fall behind on quality while being eco friendly. - 21396

About the Author:

Danny Green is a car specialist. For more details about the Lexus GS range, visit the Lexus website and book a free test drive at http://www.lexus.co.uk.