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Saturday, September 12, 2009

Automobile Insurance: Realize Massive Savings With The Following Recommendations

By Chimezirim Odimba

You will get low quotes and end up paying the most affordable car insurance rate possible for your profile if you understand and do several things. This article will show you things you can do if you want affordable rates without compromising the level of coverage you enjoy...

1. If you are an employee of a big company you should be entitled to a group discount. Insurance carriers give large organizations considerable discounts in the hope of wooing members of that organization.

2. There are classes that are designed to make you a better driver. Participate in them. In addition to the fact that they will reduce your rate, they will help keep you and others safer.

3. As an under twenty five, you can pay cheaper automobile insurance premiums if you use your parents' policy. If you are of driving age, then your parents certainly are far above 25 years which means they are better risk drivers.

There are two conditions that you must fulfill to make this possible: The car must be registered in your parents' name and you must live with them. If you don't like the idea of giving the car's ownership to them and other stuff that may come with it, then you'll have to forego this alternative.

4. Belonging to certain professions will cost you a lot more for auto insurance. Scientists, for example, pay a lot less than business owners. Statistics, for instance, shows that scientists (due to their training and way of life) are better risks than all other professions.

If you want to know where your vocation falls into and what to do, discuss with your agent. However, the discount you'll get varies from company to company.

5. You will save much if you really have between 25-30 minutes. Visit, get and compare auto insurance quotes from selected insurance quotes sites. The lowest quote should be what you pick easily.

However, you have to look beyond just the lowest quote to the best price/value. The lowest priced may not be the best price/value for you as an individual. - 21396

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