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Saturday, September 12, 2009

Cheap Vehicle Insurance: Guaranteed Advice

By Chimezirim Odimba

It's really very easy for you to buy adequate coverage for a lot less. All you need to achieve this end are little bits of information (That is, if you make use of them). Let's get into the tips you need to pay far less...

1. A vehicle with a high safety rating will get you lower automobile insurance rates than another with a poorer rating all other things being equal. Does your vehicle have built-in safety mechanisms? Such mechanisms get you a good discount. Examples of these safety mechanisms are air bags, automatic seat belt, ABS brakes and daytime running lights. Your agent can help you with a list of safety systems that will get you a discount with your insurance carrier.

2. Being part of a car pool will will help in getting a lower rate. Carpooling helps to lower your mileage which is a strong factor in computing your rate. Anything that reduces your mileage clearly lowers your auto insurance rate.

3. Do your utmost to always ensure your car insurance never lapses. Folks who let that befall them get more expensive rates for a long time. Don't make this mistake if you're switching since that's one situation where this happens to a lot of folks.

A simple way to ensure you do NOT make this costly mistake is to leave your old policy intact until you've confirmed that the new policy is fully operational. It appear to be simple but, take it or leave it, many individuals are paying a lot more simply because they overlooked this.

4. You could save some hundreds of dollars by just receiving and comparing quotes from at least five insurance quotes sites. And, it will take you only about 25 minutes on the whole. - 21396

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