What Insurance Companies Do Not Want You To Know
In these tough economic times, people are trying to cut corners in many different ways, especially when it comes to dealing with their vehicles. People are traveling less, waiting longer to fix problems, searching around for the cheapest gas, and/or buying more fuel efficient cars. Cars are a big money investment, particularly car insurance. Did you know that car insurance companies have a large amount of discounts available to their customers? These discounts can drastically reduce the amount a policy holder must pay annually for their car insurance.
Though these discounts are available, insurance companies don?t offer them right away and to receive these benefits you more likely than not need to inquire about them. It is estimated that on a yearly basis, insurance companies collect millions of dollars on premiums they would not receive if their customers took advantage of all discounts available to them. Therefore, here are a few suggestions on how to save on your premiums. Never forget to inquire is these are available to you because they change depending on where you live and what company provides your insurance.
It is likely that the most common of these discounts is for have no blemishes on your insurance record. The percentage of your discount will increase for a clean record, however, there is a limit to how much discount you will receive for this. Anti theft devices. On a yearly basis, car insurances companies have to pay hundreds of millions of dollars because of stolen cars. So anything you do that will reduce the likelihood of your car being stolen will reduce the likelihood of the insurance company having to pay for a stolen car. Therefore if you own any anti theft devices you should inquire about the discounts they may entitle you to.
Another discount is the advanced driver?s discount. The idea behind this discount is that the more experienced you are behind the wheel the less likely it is that you will be in an accident. Even young people can take advantage of this discount through the advanced driver training course.
Often, the premium discounts associated with advanced driver training and anti theft devices are so significant that the cost for obtaining the training or devices is covered, sometimes several times over. Yet another discount that you should inquire about is the multi policy discount. The insurance companies are for-profit companies and want as much of your business as they can obtain. For this reason, many will offer a discount if you obtain your automobile and homeowners? insurance through the same carrier.
Similar to the multi policy discount is the multi vehicle discount. If you utilize the same insurer to provide coverage for more than one vehicle, you may be entitled to a discount. And, if you drive your vehicle 5,000 miles a year or less, there is a low mileage discount to which you may be entitled.
Above are just a few options to help lower the cost of your insurance policy. Ask you local agent about these and any other discounts for which you may be eligible. Car insurance companies want to insure low risk clients. Take advantage of this. - 21396
Though these discounts are available, insurance companies don?t offer them right away and to receive these benefits you more likely than not need to inquire about them. It is estimated that on a yearly basis, insurance companies collect millions of dollars on premiums they would not receive if their customers took advantage of all discounts available to them. Therefore, here are a few suggestions on how to save on your premiums. Never forget to inquire is these are available to you because they change depending on where you live and what company provides your insurance.
It is likely that the most common of these discounts is for have no blemishes on your insurance record. The percentage of your discount will increase for a clean record, however, there is a limit to how much discount you will receive for this. Anti theft devices. On a yearly basis, car insurances companies have to pay hundreds of millions of dollars because of stolen cars. So anything you do that will reduce the likelihood of your car being stolen will reduce the likelihood of the insurance company having to pay for a stolen car. Therefore if you own any anti theft devices you should inquire about the discounts they may entitle you to.
Another discount is the advanced driver?s discount. The idea behind this discount is that the more experienced you are behind the wheel the less likely it is that you will be in an accident. Even young people can take advantage of this discount through the advanced driver training course.
Often, the premium discounts associated with advanced driver training and anti theft devices are so significant that the cost for obtaining the training or devices is covered, sometimes several times over. Yet another discount that you should inquire about is the multi policy discount. The insurance companies are for-profit companies and want as much of your business as they can obtain. For this reason, many will offer a discount if you obtain your automobile and homeowners? insurance through the same carrier.
Similar to the multi policy discount is the multi vehicle discount. If you utilize the same insurer to provide coverage for more than one vehicle, you may be entitled to a discount. And, if you drive your vehicle 5,000 miles a year or less, there is a low mileage discount to which you may be entitled.
Above are just a few options to help lower the cost of your insurance policy. Ask you local agent about these and any other discounts for which you may be eligible. Car insurance companies want to insure low risk clients. Take advantage of this. - 21396
About the Author:
Susan Reynolds is the webmaster for a leading South African Insurance Provider who specialises in Car Insurance Options.
posted by X - Men @ 5:27 AM
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