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Sunday, September 13, 2009

Cheap Automobile Insurance -- Four Sure Tips

By Chimezirim Odimba

There are a lot of ways open to anyone who plans to get affordable insurance. But while some of them might reduce your cost, they could leave you with inadequate coverage. This is, nevertheless, not the case with the options I'll give you in this discourse as you'll make huge savings while still maintaining adequate coverage. Here they are...

1. People who have more than one car will make considerable savings if they insure them all with the same insurance company. It makes sense to insure all your cars with the same insurer unless got a better rate for one of your cars with another insurance carrier. You can ensure you are choosing the best in your case by doing thorough comparison shopping. Insuring more than one car with the same insurer will always result in a reasonable discount.

2. A multi-policy discount is one sure option to bring down your total insurance cost. All you have to do to qualify for this is to buy your car insurance policy from the very carrier that is handling, for instance, your home owners insurance.

Nevertheless, care has to be taken because the fact that an insurer gave you cheap rates for one policy does NOT suggest they will for another one. Do some research with quotes sites and then discuss with your agent. When you're done, you'll not be taking a blind leap as you choose which to do since you're positive about which brings bigger savings.

Online Auto Insurance Quotes

3. Drivers who don't make claims for more than 3 years normally enjoy a special discount for this. But don't be taken aback if your insurance agent tells you your vehicle insurance company doesn't give this discount.

Your agent should be made to see your dissatisfaction with their refusal to offer you such a discount and do NOT fail to point out that you will possibly change over to another insurance carrier. With this type of driving record finding a much cheaper rate is really quite easy since claims-free policy holders are every insurance provider's dream.

Most insurance providers will do everything within their powers to be certain they do NOT lose a prized policyholder and this should lead to a concession from them.

4. You will save a lot of dollars by visiting not less than 5 quotes sites. If you do this, you'll be able to get the lowest auto insurance quotes possible since five sites will return up to 25 quotes altogether. - 21396

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