Muscle Car Insurance - Where Do You Find the Best Rates and Coverage?
Do you have a muscle car that you've worked for years to restore, repair and trick out? Is it finally ready for the road? If that's true, first you have to find muscle car insurance that's going to protect your prize at its real value, not what may be considered its depreciated value. That's where auto insurance for muscle cars comes in.
As with other types of cars that are specialized like this, muscle cars put us back in the past, on our first date, cruising with the guys, or on a road trip with our dads. They are touchstones of nostalgia, for a time gone by, restored to mint condition with care. Because of that, they need special insurance policies, not traditional auto insurance policies.
Because reconditioned muscle cars vary in value, muscle car insurance policies, too, have to be individual. You're not going to find the value in a book; rather, you'll know what the value is if you have an extensive knowledge that comes from collecting cars. Don't just let your insurance agent or company tell you what the car is worth. Instead, do some research yourself and be proactive before you begin to look for muscle car insurance.
Your best bet is to find a specialty car appraiser and get a written appraisal of what the true value of the car is before you try to get insurance. This will help prove the car's value before you insure it. Send a copy of the appraisal of the insurance company's underwriters so that you can negotiate a fair amount of coverage for the muscle car.
Pictures count, too. If your vehicle becomes damaged, you'll want to show that the car itself was quality in the interior, exterior, motor, and in parts. Pictures are literally worth a thousand words when it comes to proof of value for insurance.
Photograph the building where you store your beauty. Secure housing is an important factor when it comes to insuring muscle cars. Insurance companies offer the best rates when they know the asset they insure has adequate protection from theft and the elements.
How much time do you spend driving your muscle car? Some muscle car insurance policies and classic car policies will give you protection if you are showing the car or at a parade, but will only give you limited general driving coverage. And because of course you're probably going to want to drive your prize, find a policy that will let you do this at least occasionally.
Check out specialty insurance companies and get online quotes for your muscle car. The more places you look for competitive quotes, the more likely you'll be to find the best rates. Insurance on specialty cars is expensive and worth every penny, but if you can find better coverage at a lower price, it leaves more money to buy a few extra touches for your car and maybe a poodle skirt for the woman in your life. - 21396
As with other types of cars that are specialized like this, muscle cars put us back in the past, on our first date, cruising with the guys, or on a road trip with our dads. They are touchstones of nostalgia, for a time gone by, restored to mint condition with care. Because of that, they need special insurance policies, not traditional auto insurance policies.
Because reconditioned muscle cars vary in value, muscle car insurance policies, too, have to be individual. You're not going to find the value in a book; rather, you'll know what the value is if you have an extensive knowledge that comes from collecting cars. Don't just let your insurance agent or company tell you what the car is worth. Instead, do some research yourself and be proactive before you begin to look for muscle car insurance.
Your best bet is to find a specialty car appraiser and get a written appraisal of what the true value of the car is before you try to get insurance. This will help prove the car's value before you insure it. Send a copy of the appraisal of the insurance company's underwriters so that you can negotiate a fair amount of coverage for the muscle car.
Pictures count, too. If your vehicle becomes damaged, you'll want to show that the car itself was quality in the interior, exterior, motor, and in parts. Pictures are literally worth a thousand words when it comes to proof of value for insurance.
Photograph the building where you store your beauty. Secure housing is an important factor when it comes to insuring muscle cars. Insurance companies offer the best rates when they know the asset they insure has adequate protection from theft and the elements.
How much time do you spend driving your muscle car? Some muscle car insurance policies and classic car policies will give you protection if you are showing the car or at a parade, but will only give you limited general driving coverage. And because of course you're probably going to want to drive your prize, find a policy that will let you do this at least occasionally.
Check out specialty insurance companies and get online quotes for your muscle car. The more places you look for competitive quotes, the more likely you'll be to find the best rates. Insurance on specialty cars is expensive and worth every penny, but if you can find better coverage at a lower price, it leaves more money to buy a few extra touches for your car and maybe a poodle skirt for the woman in your life. - 21396
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posted by X - Men @ 12:42 AM
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