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Wednesday, October 14, 2009

Make Sure Your Caravan Is Covered

By Timothy Simons Grimshaw

The security of your caravan is obviously important as caravans can be stolen far more easily than a car can. If the caravan is then unattended for long periods of time then the potential risk for your insurer will rise dramatically.

There are several things that you can do to reduce your caravan insurance, you can use proven security devices to disable the tow hitch in order to make it harder for your caravan to be stolen. You can also make sure that your caravan is stored within a locked compound as that will also help to protect it.

The cost of caravan insurance can differ greatly from different companies, and so it would be well worth while to speak to an expert in caravan insurance as there may well be some simple extra security measures you could take that would reduce your insurance premium significantly.

It is also important that you take security precautions when you are using your caravan. You will need to be careful that you have insurance cover for any possessions that you will be leaving in the caravan. Obviously it is not a good idea to leave valuables on display, or items of significant value in the caravan at all.

You will need to specify any specific expensive items that you will have with you when you are away travelling. Your policy may well have an item value limit or require you to itemise valuables. Not all policies require this, so make sure that you do ask your broker of any restrictions.

Make sure you specify to your insurance provider exactly what you will be carrying with you in order to ensure that everything is covered and you will not be in for any nasty shocks if you need to claim. - 21396

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