How To Choose A Muscle Car Insurance Company?

By Criag Lipper

Muscle car is a term which was conned for a high performance car. Usually, the cars made in United States, Australia and South Africa between 1964 and 1974 were referred to as muscle cars. These cars are mid sized cars having a powerful V8 engine. These cars are used for street or drag racing. These cars are specially designed for maximum torque and high performance.

A few examples of muscle cars are Chevrolet Chevelle, Dodge Superbee, Plymouth Road Runner, Pontiac GTO, Dodge Daytona, Chevrolet Chevelle and Mercury Cougar. There are a lot many cars in this list. Some of the current era muscle cars include Dodge Charger Daytona, Ford Terminator SVT Cobra, Chevrolet Impala SS, Mercury Grand Marquis etc.

Car insurance policy for muscle car is not same as conventional car insurance. In general, the conventional car insurance companies won't offer insurance policies for these types of cars. Even if they offer the policy, they can charge very high premium amount. Therefore, it is necessary that you get the car insurance from a good and established agency which provides muscle car insurance.

Some of the factors which you should remember while finalizing an insurance agency for your special car are mentioned below. Does this agency specialize in muscle car insurance? Whether the agency provides stated car value or agreed car value? Generally, the muscle car insurance companies and customers will agree upon a value of coverage for the car depending upon various guidelines. Does this agency require an independent appraisal of the car? What are the clauses regarding deductibles and liabilities? Is there any mileage restriction on the car per year? Who else will be able to drive the car? Are there any limitations for modification? Does the agency provide any discounts on safety features in the car? What is the policy on roadside help? How reliable is the customer care, payment procedure, claim procedure etc.

The best technique to find a fine muscle car insurance business is to do some investigation online. You can go through the reviews from past and present clients; evaluate quotations and read terms and conditions from the comfort of your home. This is the best way to find a great deal. - 21396

About the Author:

The author suggests articles on personal finance and insurance including muscle car insurance and car insurance over 65.