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Thursday, September 24, 2009

New Drivers Car Insurance Can Be Expensive

By Vernon L. Stevens

New driver's car insurance is normally a lot higher then driver's that are not seen as being new behind the wheel. Many insurance companies view new drivers as inexperienced, therefore they see them as a bigger risk of getting into a car accident then drivers that have been on the road for an elongated period of time.

In most cases new driver's car insurance policies are often times given to high school students that have just received their driver's licenses. There are certain things that you can do to assure that you are getting the best rate for your new driver.

Ensuring that your new driver has attended a drivers education course will actually help them get some behind the wheel experience. On top of the experience that the new driver will have your premium will also be eligible to receive a discounted price. Insurance companies love people that utilize drivers ed to their advantage, so why not reap the benefits of saving on your pricey policy?

If the new driver in your home is a student that is still attending any source of school that can qualify them for a discount as well. Student discounts are normally done depending on the grade point average of the student. Normally the minimum grade point average is a 3. 0, so it helps to listen and do well in school after all.

If your child is going to commence in driving, you should also ask your insurance carrier about any multi car discounts that they may have. A lot of companies will offer you a discount on your policy if you have more then one car listed. The more discounts that you can manage to get the less your actual insurance premium payment will be.

Many people believe that new drivers car insurance does wear a large price tag. But if you capitalize on the discounts that are available for new drivers you should have no problem obtaining a reasonably priced premium. - 21396

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