Cheaper Teen Auto Insurance -- What Your Teen Driver Can Do

By Chimezirim Odimba

So your teen is now old enough to drive? This should have been a clearly joyous moment but for some reasons, it's filled with mixed feelings. While you pray that your teen stays safe behind wheels, you're also concerned that it would raise your costs. Sure, you'd spend more on gas now. As if that wasn't tough enough, this teen driver could drive up your rate by as much as 200%. Are there tips that can help you pay a lot less. Good a thing, there are several. I'll share them with you...

I'll just reel out a good number of tips before dwelling on just one...

1. Let your kid pay at least part of the bill if they must drive. If you do this, you'll find that your teen will be more like to take any advice from you that will help them drive down their payments (And such usually keep them safer too).

2. Make him/her a secondary driver on your oldest car (Such a car should be ok without comprehensive and collision coverage).

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3. Let your kid learn to drive at a driving school and NOT on their own. If that has, unfortunately, already happened, let them go for a class in defensive driving. Auto insurance providers have a favorable bias to teens that do this.

4. Encourage your teen to take his/her studies seriously. Good grades will drive down their rate. Auto insurers believe students who maintain good grades are less prone to recklessness.

5. Kids who drive cars that have high safety ratings pay less on auto insurance.

6. Reduce the time your teen spends behind wheels to the minimum. Let the use the mass transit as often as possible. It will cut down mileage and reduce your rates. This is without counting the precious dollars you'd save on gas.

7. The average teen is very much at home on the internet. Therefore, put them to good use...

Your teen will definitely do a more extensive comparison shopping online than you'll do. They have more time on their hands and are definitely more comfortable with the internet.

Just tell them that you want the best price to value ratio. They should be encouraged to get quotes from NOT less than five sites.

Let them shortlist the most affordable quotes. Take some time out to see their shortlist and pick which gives you the best price/value. This simple action will save you several hundreds in premium dollars. - 21396

About the Author:

Get more tips here: Cheap Car Insurance Quote and Cheap California Auto Insurance. Chimezirim Odimba writes on finance.