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Saturday, April 18, 2009

Making a Compensation Claim? The significance of Pictures!

By David Halbert

Filing an insurance claim can be a tough business. However, it is the only way to make sure you get compensated for losses caused due to an accident. Not many people realise how important it is to be able to prove to the insurance company that you should be paid for your losses, and the easiest way to do so is through pictures.

Insurance companies normally look at most of the insurance claims that are filed with them as they are giving out money, and thus they desire to make sure that it is justified. This means that you need to authenticate to them without dark of a doubt that you did encounter injuries/retain losses that are covered within the policy, and in addition you rationalise to be compensated for them.

Insurance companies will go through your proof with a fine tooth comb, and if your statement is not able to describe to them clearly what happened at the time of the accident, you might find yourself being discarded for your claim. Therefore, the finest thing you should do when you come across such a situation or an accident is to take pictures in order to file a claim, since no one can argue with the evidence those pictures will provide, and furthermore pictures can give details much better than you as to what happened at the accident.

Now don't worry, you aren't expected to carry around camera all the time, truth is you already do have a camera in your hand most of the time. Almost all cell phone users nowadays have cell phones with cameras which makes it exceptionally easy for almost everyone to take a few pictures right after the accident to be provided as evidence.

Having a snapshot that shows that you were not at error for the mishap, and the mishap was caused due to a blockage or somebody else's fault is a sure way to get your compensation fast. You should take pictures of your car, the other vehicles involved in the accident, as well as the site of the accident to show specifically what happened when asked for your description.

Another considerable thing to remember is that because of the jolt you might later on not be able to bear in mind exactly what happened during the accident and this is another cause why you should take pictures as they will assist you visualises noticeably the events later on.

Finally, it is important to have pictures as in this way you can show exactly what damage your car had after the accident. Sometimes cars get even more damaged when they are taken to garages, and you can prove to the insurance company that any extra dents occurred because of the garage and not the accident, therefore making sure you are fully compensated.

Claiming damages through insurance companies can be a very hard thing to do for the finest of people, so make sure you are well capable of with all the things you entail when you go in to present your report. Any pictures you took on site will only support your story and make it much easier to get hold of refund for your catastrophe. - 21396

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