Cheap Car Insurance for Sports Cars
U.S. cheap insurance for sports cars can be difficult to find. The cars themselves are high ticket items and they are very expensive to repair if an accident occurs. Additionally, it is a well established fact that these owners are high risk drivers and the insurance companies charge higher rates as a result.
Insurance companies assume that the people who buy sports cars are going to drive very fast. That causes wrecks. And, a wrecked sports car is expensive to repair.
Because of this, sports cars dominate the list of expensive vehicles to insure. The highest cost vehicle to insure is the 2009 Nissan GT-R. This $76,000 vehicle costs on average just over $2500 to insure.
At the other end of the spectrum, the Ford Mustang G-T is the least expensive sports car to insure.
But, the lowest price new vehicle of all to insure is the Hyundai Santa Fe.
Beyond claims and the price of the car, insurers also look at the horsepower to weight ratio and the 0 to 60 miles per hour times. These things distinguish a high-performance car from a mid performance one.
There are personal factors that go into the price calculation as well. Young people driving sports cars are very expensive. Your gender, marital status, and miles driving the car are factored in as well. Some insurance companies want your odometer reading or require that you put in a GPS system so they can monitor your driving habits.
In general, straight liability insurance (coverage for the other party only) doesn't depend on the make of your own car. The exception is for sports cars. These cars are designed for speed and insurers expect that drivers will drive them fast, causing more accidents. If you want protection for your own vehicle, you will need to get a comprehensive policy.
So that is the lowdown on U.S. cheap car insurance for sports cars. - 21396
Insurance companies assume that the people who buy sports cars are going to drive very fast. That causes wrecks. And, a wrecked sports car is expensive to repair.
Because of this, sports cars dominate the list of expensive vehicles to insure. The highest cost vehicle to insure is the 2009 Nissan GT-R. This $76,000 vehicle costs on average just over $2500 to insure.
At the other end of the spectrum, the Ford Mustang G-T is the least expensive sports car to insure.
But, the lowest price new vehicle of all to insure is the Hyundai Santa Fe.
Beyond claims and the price of the car, insurers also look at the horsepower to weight ratio and the 0 to 60 miles per hour times. These things distinguish a high-performance car from a mid performance one.
There are personal factors that go into the price calculation as well. Young people driving sports cars are very expensive. Your gender, marital status, and miles driving the car are factored in as well. Some insurance companies want your odometer reading or require that you put in a GPS system so they can monitor your driving habits.
In general, straight liability insurance (coverage for the other party only) doesn't depend on the make of your own car. The exception is for sports cars. These cars are designed for speed and insurers expect that drivers will drive them fast, causing more accidents. If you want protection for your own vehicle, you will need to get a comprehensive policy.
So that is the lowdown on U.S. cheap car insurance for sports cars. - 21396
About the Author:
US Cheap Car Insurance for Sports Cars is one of the many topics you will find about auto insurance at http://AutoLiabilityInsurance.org
posted by X - Men @ 5:18 PM
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