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Monday, December 28, 2009

Can Your Job Affect Your Car Insurance in Pasadena, TX?

By Hector Jimenz

If you believe the old adage that you are what you eat, it follows in the car insurance business that you're likely to drive what's on your mind. Simply, when stressed and in a hurry, people are more prone to get in accidents.

The Top 10 list of crash prone professions was recently released by Insure.com and Quality Planning Corp. To no one's surprise, the list corresponds almost directly to what most people want to become.

Having a stressful job maybe a big sign of people who are getting in the most accidents. You won't find a yoga instructor on this list.

This top 10 lists definitely has some high achievers as well as people who need a sense of urgency.

Follows is the top 10 list with Insure.com's belief to why each occupation may rank so highly:

1. Doctors Per year, every 1,000 doctors average 109 accidents and 44 speeding tickets, making them the top profession. Are the residents and interns to sleep deprived and to tired to not be able to stay on the road?

2. Lawyers

Per year, every 1,000 lawyers average 106 accidents and 37 speeding tickets. No need to chase ambulances when you're already at the scene of an accident!

3. Architects

Per year, every 1,000 architects average 105 accidents and 72 speeding tickets. They may make a living at the drafting table, but on the road they can't seem to draw the line.

4. Real estate brokers

Per year, every 1,000 real estate brokers average 102 accidents and 39 speeding tickets. No big secret why - have you ever seen a realtor without a cell phone glued to his or her head?

5. Enlisted military personnel

Per year, every 1,000 enlisted military personnel average 99 accidents and 78 speeding tickets.

6. Social workers

Per year, every 1,000 enlisted social workers average 98 accidents and 33 speeding tickets.

7. Manual laborer

Per year, every 1,000 manual laborers average 96 accidents and 77 speeding tickets.

8. Analysts

Per year, every 1,000 analysts average 95 accidents and 40 speeding tickets. Perhaps if they analyzed how much they could save with a good driver discount, they'd be more careful.

9. Engineers

Per year, every 1,000 engineers average 94 accidents and 51 speeding tickets. Using a calculator while driving definitely won't help their cause.

10. Consultants

Per year, every 1,000 consultants average 94 accidents and 50 speeding tickets. Perhaps they could give themselves advice on how to be better drivers.

Now if you find your occupation on the list above you should not be alarmed. Your agent will ask you for your profession when signing up for car insurance in Pasadena TX but your insurance cost most likely will NOT be effected.

Car insurance policies are representative of a number of different factors, not the least of which is your driving record and the location of your vehicle when it's parked at night. No policy is given solely on a piece of data such as your profession. - 21396

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