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Monday, September 28, 2009

Teen Auto Insurance In Florida -- Safety And Cheaper Rates

By Chimezirim Gabriel Odimba

Florida Car insurance companies consider teen drivers as the highest risks with respect to age groups. They are known to have more crashes than the combination of all other age groups and many parents would be happy if they accept to NOT drive. Even while this may work for a number of families, it might not work in many others.

Peer pressure makes it difficult for them to be the only teens in the block who aren't allowed to drive yet. So what can you do to both ensure your teen driver safer and bring down the typically high car insurance rates associated with teen drivers? This piece will show you how...

Car Insurance For Teenagers

Most teens will tell you they are grown-ups once it comes to privileges. However, if you want to help your teenager really grow up, let them know that with every privilege come some responsibilities.

If it makes sense in your circumstance, let them pay for their car insurance or at least bear a part of their auto insurance premium. Whatever suggestions you make thereafter that will help reduce what they pay will be more easily accepted because they're the ones paying and they will also be the ones to benefit from lower Florida car insurance rates.

Your teen driver would be safer and ultimately attract lower rates for their Florida car insurance policy if they do the following...

1) Don't allow them to drive in the company of their peers unless you or an adult you can trust is in the car with them.

2) It's important for your teen's safety that he/she does not drive in the night. And, where it becomes inevitable, go over things they must bear in mind.

Reports show that accidents happen more between the hours of 9.00pm and 2.00am.

3) If they drink then they must not drive. For their safety they should not touch the steering wheels even if all they took was just a sip.

4) Let your teen know that they shouldn't race on the highway and let them know the risk they run if they do.

Have a stiff sanction if they violate speed limits or traffic laws.

5) Encourage your teen to tell you wherever they want to drive to and know in whose company it will be if any. It may be hard sometimes but there are place where your teen is better off using public transport.

I Know these things will really work where you already have a great relationship with your teen. Nevertheless you can lower your teen's rates by getting and comparing quotes. - 21396

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