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Saturday, June 13, 2009

Car Insurance Ladies - Why Women Have the Advantage

By Enrico Medina

Ladies benefit more from car insurance companies as they are considered as much less risky drivers. Though we have to be clear on one thing, statistics show that lady drivers do get into as much accidents as men do. However, the amount of damage done to the car is much less therefore cheaper to repair.

This wasn't true before though as ladies were always considered a higher risk than men and would most likely be offered a much poorer compensation package. Until recent statistics popped up and disproved this common theory.

Minor scratches here and there, little bumps, and some dont even involve another car but rather immobile objects like posts and walls. Men however, being more risky drivers often induce their car to more damage.

Car insurance for ladies can be found from general car insurance companies or companies which focus on womens policies. Just like any other product though, its always good to compare prices between companies and policies.

A number of sites in the internet contain information about different car insurance companies which is useful for us buyers.

Women as statistics show, drive fewer miles than men and thus the chance of getting into an accident is less likely. This kind of advantage is worth mentioning when looking and haggling for premiums, giving a woman an advantage in most cases. Also with them driving fewer miles, in most cases, their car is in better condition as opposed to those driven by drag racers and reckless drivers.

Ladies also are more organized and clean as compared to men. This also helps with their cars as this results into less repairs and cheaper bills overall.

Ladies car insurance is only for the ladies by the way. They can get cheaper insurance for their cars thanks to the general outlook on women. Overall, women are less risky for insurance companies.

They are less likely to have an accident, which means they are also less likely to file large monetary claims from the insurance company. If the insurance company can save money, that means you can as well with cheap ladies car insurance. - 21396

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