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Thursday, April 2, 2009

DUI Auto Insurance

By Belen Smithers

One of the most serious violations when it comes to driving is DUI or Driving under the influence. Consequences include suspension of driving license and/or termination of car insurance coverage contract. If you're lucky enough, your car insurance company will keep on providing insurance coverage in exchange for a really high insurance rate.

In most cases, it'll be better to look for a new car insurance company. Aside from the normal car insurance coverage you need to buy, you will also have to carry the form SR-22 for at least 2 years. SR-22 is a form issued by selected car insurance company which basically is a proof that you're vehicle is insured again and you have all the necessary coverage. You must show the SR-22 to the Department of Motor Vehicles (DMV) so you can get your driving license active again.

As we all know, looking for a cheap dui insurance can be somewhat challenging. Here are a few tips to make your dui car insurance rates cheaper.

Don't rely on one insurance quote; you have to look around for the best and cheapest offer. As a matter of fact, you'll get cheaper insurance quote if you go to a car insurance company that particularly handles drivers with DUI arrest.

Enrolling for a DUI class can bring down your insurance cost. Although in some states, being charged with DUI means you have to enroll on a DUI class, well if not, take the DUI class regardless to reduce insurance cost.

If a car insurance company does a background check on you, be sure to answer them truthfully. Earn their trust and show that you are willing to cooperate; after all, the insurance company is helping you.

Always aim for a high deductible when your objective is to have cheap DUI insurance. Your insurance premium can be reduced to half. - 21396

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